Do We Really Need Medical Insurance in Central and South America?
I know that sounds likes a weird question, but here’s my logic (or perhaps lack of logic!)
My wife and I will be traveling through Central and South America for the better part of a year. She will be 63 and I will be 71. We are US residents. It’s nearly impossible to find travel medical insurance once you hit 70.
We will have good travel and evacuation insurance.
So, for minor medical needs, the cost of local providers is very manageable and not a big financial hit. For anything of a serious nature, the evacuation Insurance would come into play since we would want to be treated US.
That seems to leave only the immediate care for serious illness or injury prior to evacuation to contend with. Though I don’t have a good way to estimate how much that could be, it seems unlikely that it would exceed $5000 USD. Not inconsequential, but not one that would leave us destitute.
I’m interested in other thoughts and opinions. If you think I’m totally flawed in the logic or am missing something, have at it!
Thanks!
__________________
Mike
Stamford, CT
www.happycameladv.com
Current Rides
- 2018 Ural Gear Up (the Happy Camel)
- 2017 KTM 350 EXC-F (the Cougar)
- 2014 BMW F800GS (the Goat)
|