Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Staying Healthy on the Road
Staying Healthy on the Road Medical info, e.g. malaria, vaccinations, travel medical tips, medical insurance, where to find a doctor.
Photo by Anne Knoedler, Floating, Kolyma.

Adventure is what you make it

Anne Knoedler, Floating, Kolyma River, Russia.



Ripcord Rescue Travel Insurance.

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 20 Apr 2011
Contributing Member
New on the HUBB
 
Join Date: Apr 2011
Location: Adelaide
Posts: 5
3rd party insurance PanAmericanHighway

Hi fellow travelers
We are planning to ride the Pan American Highway from Prudhoe Bay to Ushuaia and I was wondering how much money should I budget for the 3rd party insurance in all countries? I was wondering if people that recently traveled the Pan American Highway could give me a rough amount and share some insight into what they have experienced at the borders.
Did you insure yourself with the ‘green Card?
Did you buy insurance at the border?
Did you bother to insure yourself at all?

Cheers
Bjoern & Sigrid
Reply With Quote
  #2  
Old 21 Apr 2011
Registered Users
Veteran HUBBer
 
Join Date: Oct 2005
Location: Norwich,Ontario,Canada
Posts: 1,051
A tough question.And a longwinded answer.
I can Only give suggestions for North and Central America.
You will need this insurance in Canada,USA where it can be quite expensive, several hundred dollars if you spend a long time here.
Mexico cover can be obtained for about $85 for a whole year of "drivers license policy" which is cheaper than buying a personal policy for even 3 weeks.
In Central America it is compulsory in Nicaragua,Costa Rica and Panama and these countries ( also Belize , but not on the Panam) sell it at the border at affordable rates,you won't get in without it.And they do NOT recognize any policy you may have which says it covers these countries, although such a policy will give cover in addition to their national policies.
For Honduras,El Salvador and Guatemala such insurance though recommended is not compulsory and it is never asked for. Obtaining it is a problem, the local insurance companies will not deal with tourist policies so you will have to find a source ( expensive $148US for a month as one example) before you get here,as in Sanborns Insurance Brownsville TX branch only.Or you could do without and ride VERY carefully and not run over anybody. If you do prang anywhere they will find some way to assign blame to the responsible party or the "sucker" party i.e. the tourist who is not fluent in Spanish ,unfamiliar with the system and it s rules and afraid.
As a case study I'll give a tale of a personal experience from a car trip to Panama earlier this winter.
In Chiquimula Guatemala, I was involved in a minor collission with a pickup truck when that driver passed me on the right on a speed hump on a type of roundabout around a small city park/plaza and then cut left across my front.I hit the brakes but a light contact was made between my R headlight and the L rear flank panel of his truck box. Light did not break.
He immediately stopped and pointed out the dent I alledgedly had made there and he insisted that I make financial restitution so that it could be repaired.His truck was not new and sported many other dents and scratches unrepaired.He wanted money or we would have to involve the police,he said, and that would be a big problem .He spoke onlySpanish and said he had a friend in the bodyshop business who he could phone right away so that he might come and give an estimate of the repair job cost
I looked at the dent and saw BLUE paint in its center. MY car is BLACK. Callthe Police ,I said. Within minutes 3 police vehicles arrived and we had a lively discussion in which I explained everything and pointed out the BLUE paint. Yes, the cops said , the other driver did have the right of way as he came from a priority street. BUT, said I , Iwas already in the turn when he overtook me and then barged in front of me, there is a certain amount of reason and discretion to be applied when claiming "right of way".
The cops never once asked if I had liability insurance, which I did.
After I pointed out theBLUE paint and all the other old dents, the cops took the other fellow aside and when he came back he could speak English and he said he wasn't after my money, just the principle that I should be more careful (!) and not try to bully other traffic just because I was a gringo. We shook hands and he left .Had I not been adamant and stood my ground it could have been expensive
Thankyou Chiquimula Police Dept, handshakes all around.
This was only a minor incident,Had it been a major crash and if I had been at fault my insurance would have saved me a lot of grief.
If one does not have insurance it could wind up in jail time until some settlement is arranged.
__________________
http://advrider.com/index.php?thread....207964/page-5 then scroll down to post #93
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
3rd party Insurance for USA chris reid Trip Paperwork 3 12 Sep 2010 22:58
3rd party insurance UK Bungawalbyn Trip Paperwork 23 29 Apr 2010 12:16
3rd Party Insurance UK for foreigners as81 Trip Paperwork 0 21 Apr 2009 13:29
3rd party insurance jc North America 2 8 Apr 2008 10:25
3rd party insurance in OZ simonrjames Australia / New Zealand 2 14 Jul 2004 09:15

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now
, and add your information if we didn't find you.

Next HU Eventscalendar

HU Event and other updates on the HUBB Forum "Traveller's Advisories" thread.
ALL Dates subject to change.

2024:

Add yourself to the Updates List for each event!

Questions about an event? Ask here

HUBBUK: info

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.




All times are GMT +1. The time now is 09:11.