You don't need the permiso to purchase insurance ever. What you need it for is to SIGN CONTRACTS, ie: purchase a motorcycle, rent an apartment, get married, etc.
Everyone who comes thru Huanuco to buy a motorcycle thru me, I make them get the permiso while coming thru Lima, but in the 7 bikes we have done, they have NEVER asked for it!
So... relax!
On another note every rider is supposed to have an INTER-AMERICAN motorcycle license... but in my last 10 years (and probably 100,000 km) riding throughout SA I have been asked for it TWICE!
Toby
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