Great suggestions, however I have other opinions regarding some of your settings, particularly RAW development. On a 20mp camera I can certainly see why you use JPEG, but this option doesn't provide the needed headroom to optimally adjust for human error, tweak the white balance, or other enhancements. A raw developer is the same as a darkroom. Dodging, burning, color adjustments were all part of the film world and they are still valuable tools in the digital world.
As for the megapixel thing, the finest grained 35mm film resolution was exceeded around 8mp. Unless you are buying pro lenses money is wasted exceeding the 12-16mp range (although this range is pretty standard these days). A professional body with consumer lenses is much worse than an entry SLR with pro lenses.
In summary:
Buy the best lenses you can afford.
Buy the body that has the control over the settings you will use/need.
Unless you are printing posters, megapixels are irrelevant in the SLR world these days.
Shoot RAW if you are willing to learn to develop your own photos and have the capacity to store them (otherwise JPG at the highest resolution).
Even a 3mp point and shoot can take a masterpiece.
Everyone has an opinion, this is just mine. Do what works for your situation.
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