In 2013 and 2014 we've been in every of these countries except Mongolia. ATMs are scarce, but in larger cities you should be able to find one, usually near the banks.
Bigger shops and hotels can have a Visa or Diners or Mastercard sticker, but it does not necessarily mean that they accept those cards.
Cash rules. USD primarily, Euros are ok, but GBP is not easily accepted.
I would strongly reccomend that you carry as much cash (USD or EUR in smaller bills) as possible and to have your cards just as a back up in the (very unlikely) case something unusual or unlucky happens.
Consider your "emergency stash" your normal everyday travel money, and your cards as something that might come handy if really needed. We used an ATM once or twice, just to see if our Visa and Mastercard were accepted, but the banking fees make it very expensive to get to the money that way. You can change the cash at a much better rate.
On the other hand, this might just be my opinion. I am an old fashioned guy that travels without GPS. With paper maps only.
And paper money ;-)
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