Minimum levels of vehicle liability insurance are mandatory in all Canadian provinces and territories. Being caught without it will lead to a sometimes quite hefty fine and possible impoundment of the vehicle, not to mention the risk of personal financial disaster if you cause a serious accident.
Thousands of U.S. registered vehicles cross into Canada every day, from which I infer that the typical U.S. liability policy covers Canada. Certainly the reverse is true. Canadian policies typically cover the U.S. So I assume that you should be able to insure your bike in Florida with a policy that covers Canada as well as the U.S. Of course you should absolutely confirm that with whatever broker or insurer you end up using. You also need to make sure that your policy includes the minimum level of coverage required. Presently in B.C. it's $200,000 CAD. Of course, it's not hard to cause an accident which results in far more liability that that. Many people here carry far higher coverage.
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