1. I tried Colombus when planning my trans-aAfrica trip and they said tyhat my travel insurance policy stopped the moment I left a tarmac road - specialist my arse...
2. I'm no lawyer, but sleeping on a vehicle means that it is attended unless they specifically exclude this in the policy document- they'd have trouble aguing against the ombudsman on that.
3. The limits on individual items are always a joke - but the best of the bunch were Trailfinders - www.trailfinders.co.uk - though I haven't tried claiming for anything yet.
4. The best policy is just being careful, and carrying a big lock, like the man said.
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