Quote:
Originally Posted by tacr2man
... due mostly to abuses of the system in EU by EU migrants to UK , who are using insurance issued in their home country , which is technically invalid ...
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I've only just seen this thread, so hopefully the OP's issue has long since been resolved.
Tacr2man, migrants may be having their vehicles seized because they are abusing the system in keeping EU registered cars in the UK for more than 6 months, but you are incorrect in your assertion that their EU insurance is technically invalid.
This is a common misconception, perpetuated by UK and Irish insurers. Under the European Insurance Directive, all motor insurance sold within the EU must provide the minimum legal third party cover for cross border travel (EU) for the duration of the policy, normally 12 months. However, most UK and Irish insurers typically place a limit of between 30 and 45 days on trip duration, by offering customers the same cover at abroad (in the EU) as they have at home for those trips, e.g. fully comp plus breakdown cover - providing they adhere to certain terms and conditions.
However, as long as you accept that theft, damage or breakdown of your own vehicle will not be covered by your UK or Irish policy if you exceed the trip duration specified by your insurer, you can legally travel throughout the EU for the duration of your policy: https://www.gov.uk/vehicle-insurance/driving-abroad.
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