Go Back   Horizons Unlimited - The HUBB > Regional Forums > Central America and Mexico
Mexico Insurance...who bothers? Mexico Insurance...who bothers?
Register FAQ Calendar Today's Posts
Central America and Mexico Topics specific to Central America and Mexico only.
Photo by George Guille, It's going to be a long 300km... Bolivian Amazon

I haven't been everywhere...
but it's on my list!


Photo by George Guille
It's going to be a long 300km...
Bolivian Amazon



Reply
Page 2 of 2 1 2
 
LinkBack Thread Tools Display Modes
  #16  
Old 6 Apr 2011
Super Moderator
Veteran HUBBer
  
Join Date: Jul 2007
Location: Bellingham, WA, USA
Posts: 3,905
My last time through Mexico I bought on-line. I don't remember from whom, and I don't remember how much it cost, but I do remember that it was easy to do and cheaper than I've paid in person on other trips.

Just Google and go with what you find. You'll print out your proof of insurance almost immediately after paying by credit card.

In case it's not yet clear: there is no federal law requiring insurance in Mexico. However, some states do require it (I can't claim to know which ones). In practical terms, if you don't buy insurance no one is likely to ask you about it until you're in an accident....at which time you need to either settle up before the police arrive or risk having your bike impounded and your lonely self held until things are settled. As best I can make out, this part is for real, and it doesn't necessarily have anything to do with who was "at fault" in the sense that I use this phrase.

I buy insurance in Mexico. I don't bother in a lot of other places. Make your own decision, but think about that scenario where someone hits you but the police take your bike away and throw you in jail.

Please remit: dos centavos.

Mark
Reply With Quote
  #17  
Old 6 Apr 2011
Registered Users
Veteran HUBBer
  
Join Date: Sep 2009
Location: Chester, UK
Posts: 137
Yup: Not mandatory, but guilty until innocent is not a good place to be without insurance cover.

Motorcycle express covered me for $40 for 1 month BUT not being American, I had no faith that my insurance was valid - the online booking form is geared towards american residents (address, zip code, etc) and the payment didn't even come off the account until after the 1 month period had expired. I very much doubt we would have received much support from them in the event of an incident. Having said that, we got a piece of paper that we could print off and use as blagummution (new word - like?;-) in case of being pulled over.

Doing it again, I wouldn't bother. BUT... we stuck to the toll roads in the northern half of the country.... it depends how much time you spend in mexico, where you go, how you ride......

In short: a bloody impossible question to answer!

Good luck

G
Last edited by garmei; 6 Apr 2011 at 07:53.
Reply With Quote
  #18  
Old 6 Apr 2011
Super Moderator
Veteran HUBBer
  
Join Date: Jul 2007
Location: Bellingham, WA, USA
Posts: 3,905
As I read the Motorcycle Express description it's not valid in Mexico (or Costa Rica, or certain other places). AFAIK, if you're looking for the man who shows up when you phone and arranges to keep you out of jail following an accident, you need an insurance policy from a company licensed to provide primary 3d party insurance in Mexico.

I've never really understood just what Motorcycle Express does offer. I know that it sounds enticing when you see on their website that they'll promise to cover you all over the world. But what will they really do for you on the ground?

Mark
Reply With Quote
  #19  
Old 8 Apr 2011
Registered Users
Veteran HUBBer
  
Join Date: Aug 2006
Location: somewhere on the road between Ushuaia and Alaska
Posts: 377
I did a google search but could only come up with sites that cover for US-registered vehicles.
Do you remember, was yours available for other (UK) registered vehicles as well?
__________________
__________________________
http://www.panomoto.com
Reply With Quote
  #20  
Old 22 Apr 2011
nugentch's Avatar
Contributing Member
HUBB regular
  
Join Date: Mar 2007
Location: USA
Posts: 99
Just my .02, but I would not dream of riding without insurance. Better safe than sorry. :alucard:
__________________
Ride Safe!
Kurt Nugent

My Motorcycle Travel Site
My Photography Site
Where is Kurt???
Save
Save
Reply With Quote
  #21  
Old 24 Apr 2011
Contributing Member
Veteran HUBBer
  
Join Date: Feb 2004
Location: St Andrews
Posts: 662
As has been mentioned several times, in Latin America unless you have 3rd Party with legal assist you stand a better than average chance of ending up in the slammer until who did what to whom is decided. Try Mexpro or Sanborns or angelica.garcia@iigins.co Hopefully the Mexpro site will work first but if not, Angelica is a friendly lass. Ride safe.
__________________
Mike
---------
Mike is riding the twisty road in the sky
Reply With Quote
  #22  
Old 25 Apr 2011
Registered Users
Veteran HUBBer
  
Join Date: Oct 2005
Location: Norwich,Ontario,Canada
Posts: 1,051
A bit late since you are now probably out of Mexico already , but if you would feel more secure with the Mexico liability insurance you should know that for under $100 US you can obtain a full year's cover of DRIVERS LICENSE INSURANCE.It is sold online from the USA and at border insurance offices if you ask about DL insurance . Do a small search here on HU and ADVrider , it has been described and addresses given as to suppliers. e.g ADA VIS Global Enterprises, Inc. | Mexico Travel Insurance
Even if you are still in Mexico you could arrange it from the US source online, and it will be good for repeat visits for the year.As I said in my earler post, some states are making such insurance compulsory but since many ,if not most , Mexicans drive with NO insurance it is sort of an agreement that in case of a non-accident traffic stop no policeman ever asks for proof of insurance
__________________
http://advrider.com/index.php?thread....207964/page-5 then scroll down to post #93
Last edited by Sjoerd Bakker; 27 Apr 2011 at 22:19.
Reply With Quote
Reply
Page 2 of 2 1 2

« Previous Thread | Next Thread »

Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
Mexico insurance rbugs88 Central America and Mexico 8 22 May 2010 16:47
Mexico Insurance Brian8700 Trip Paperwork 2 1 Aug 2009 17:28
Mexico, Mexico City I need insurance: wyomex Sleep and Eat, Central America - Mexico 0 11 Jul 2008 23:29
Insurance 4 Mexico marieandguy Central America and Mexico 5 25 Apr 2007 15:58
insurance in mexico pietro.spera SOUTH AMERICA 3 25 Mar 2004 10:55

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now, and add your information if we didn't find you.

Next HU Eventscalendar

HU Event and other updates on the HUBB Forum "Traveller's Advisories" thread.
ALL Dates subject to change.

2024:

Add yourself to the Updates List for each event!

Questions about an event? Ask here

HUBBUK: info

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

Your ad could be here, on EVERY page of the HUBB, or the whole website, or as many as you like!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.



All times are GMT +1. The time now is 14:38.

Contact Us - Horizons Unlimited Motorcycle Travellers Website - Archive - Privacy Statement - Top