If you are only planning to buy a vehicle in Texas and not driving around in the states for any length of time I would suggest investigating the possibility of getting the minimal insurance required to get you to the border. Living in Canada I have little knowledge of Texas insurance rules , but you should be able to buy liability for a few days or weeks from any of the same people who sell this type of insurance to Mexicans visiting USA. Do not buy insurance for a whole year, you are throwing money away because it is of no value once you enter Mexico. Buy Mexican liability insurance only , about $5.80 per day plus a fixed policy of $10 to $15 , from any one of the sellers abundant in every Texas/USA border town and it only takes a few minutes if you are at their office. A couple of the big agencies dealing in this can easily be found on the web such as Sanborn's Insurance and Oscar Padilla or Bajamex to name only a few, and they can probably answer more of your questions. Buy Mexican insurance only for the length of time you plan on being in that country , again it is of no use beyond. Central American liability cover can also be supplied by most of these larger US based agents but it is a more convoluted process taking several days to arrange, but they can send the policy by e-mail if you are already into Mexico .In Jan.'05 it cost $184 for the minimum period of one month that they could write. Belize, Nicaragua and Costa Rica insist that you buy this insurance when you enter, the others never ask to see any proof of insurance, probably because most folks there drive un-insured. That is a possibility to think of, but risky should you prang .I have ridden there for days with no insurance ,just be very careful.

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