Europe is easy enough, everyone wants to help you out. I'd say go for it. My understanding is the 1150 is a great, solid and reliable bike. Plenty of people riding them on the continent would say so so I reckon there's plenty of help available there.
There's nothing to stop you from doing both though, do your trip and brush up on your basic skills. Fixing a bike is really not that hard, I'm talking about basics here. So long as everything is checked regularly on a boxer you've got very little really to worry about. Oil changes, plugs, brake pads and the likes are all easy enough, and if you can do any of that then chances are the only thing you're really lacking is a bit of experience.
Have you considered just riding it and not bothering with RAC/AA cover? I mean if something happened you could just buy it online and then tell them you broke down the next day.... I mean you could do that....
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