this doesnt seem right
Iám from the UK and now live in Australia. This story dosent sound right to me. You should have insurance yes I agree, stupid not too. But its not a criminal offence to have no insurance in the UK, and you cant be arrested for it. You most certanly bee handcuffed for it. Not unless you are being an arse with the cop. . There are also set fines for this not what you have in your wallet ! I know in NZ (lived there for 2 years) you don't need insurance which is mad, you can also take the test (really easy one) at 15. No wonder the driving is really bad.
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