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2 Jul 2013
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Join Date: Dec 2008
Location: Emsworth, UK
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I suspect that we all have had similar experiences. Several years ago I had a Ducati SS900. I bought a Pan ST1300 and when I added it to the policy, the premium reduced.
I always shop around when it is time for renewal and I use the price comparison sites merely as a guide. I then go directly to the company and find that the premium is cheaper.
I haven't yet gone down the road of using a fictitious name and address. Will try that next time.
I find that insurance threads are very much like those on tyres or oils. Lots of differing experiences ansd opinions, but always makes for interesting reading.
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2 Jul 2013
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Registered Users
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Join Date: Mar 2007
Location: UK
Posts: 4,343
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Quote:
Originally Posted by kentfallen
Surely this is of interest to those of you who use similar online insurance sites?
I was rather hoping that more of you XT nuts might consider posting the cost of your insurance so that others will know if they are being ripped off. All you need do is state age, bike, no claims and finally the cost.
I'm convinced many of us ARE indeed paying too much for our bike insurance.
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Quote:
Originally Posted by pusser65
I find that insurance threads are very much like those on tyres or oils. Lots of differing experiences ansd opinions, but always makes for interesting reading.
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You might want to contribute to the sticky thread about UK insurance, if you can step out of the Yamaha tech forum for a moment or two.
http://www.horizonsunlimited.com/hub...eriences-63707
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Dave
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3 Jul 2013
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Join Date: Jan 2008
Location: Bexhill, East Sussex, England, UK
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Apologies - I wasn't even aware that there was such a sub forum here on HUBB.
Come to think of it, I thought the whole forum was just a HUGE online tribute to the legendary Yamaha XT series of trail bikes.
You mean to say there are more exotic places to hang about on here?   
I must try and wean myself away from the Yamaha sub forum and venture into pastures new....
Cheers Dave
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Triumph Bonneville 800 (2004), Yamaha XT600E (1999), Honda XBR500 (1986).
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3 Jul 2013
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Join Date: Sep 2007
Location: XXX<-Portugal->Azores->Santa Maria (island)
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Well..
I'm from Portugal and I've paid 23€ for my annual insurance... my XT is categorized as a collectors bike by being over 20yo and being considered as secondary vehicle, being my car as primary vehicle :P
Vando
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4 Jul 2013
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Location: Bexhill, East Sussex, England, UK
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Blimey! 23 Euro's (£30 or so), is a real STEAL! 
And I thought my £63 was a good deal....
Goes to prove it's always worth looking around for the best price.
What's the temperature today in The Azores?    Lucky sod, here it's damp, overcaste and miserable at 17 degrees.
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Triumph Bonneville 800 (2004), Yamaha XT600E (1999), Honda XBR500 (1986).
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4 Jul 2013
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Registered Users
Veteran HUBBer
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Join Date: Sep 2007
Location: XXX<-Portugal->Azores->Santa Maria (island)
Posts: 1,544
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23€ is actually around 19.5~20£! lol
Well, 63£ isn't bad if that's the only vehicle insurance you have!
A few years ago, when the XT was my dad's, he usually payed over 170€ annually!
Sorry to hear that.. actually today it's a bit cloudy but warm and not raining! Can't have Sun blasting every single day right?! :P
In fact, my island has a micro-climate different than all the other islands in the Azores.. sometimes we have "all 4 seasons in a day" but at least the sea water is almost always around 25ºC
Vando
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4 Jan 2014
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Join Date: Feb 2009
Posts: 7
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Re online insurance quotes
thanks for posting the info . I always find it incredibly frustrating with the online calculators as just as you say they often make little sense re quotes and often you can't input many modifications etc .
similar to you , at the end of last year I use a number of online brokers and found that in many cases the excess was fixed at £500 until you manually changed it . Amazingly ...on reducing the excess I wanted to pay (quite considerably) there was no difference to the final price offered.
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