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Photo by Marc Gibaud, Clouds on Tres Cerros and Mount Fitzroy, Argentinian Patagonia

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Photo by Marc Gibaud,
Clouds on Tres Cerros and
Mount Fitzroy, Argentinian Patagonia



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  #1  
Old 29 Apr 2008
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I was in the same predicament recently and had to cancel my trip due to the unavailability of insurance. Unfortunately, the compulsory third party insurance over in the UK is not included in the rego as is the case over here in OZ. So you have to buy the insurance separately and no one will touch you as a non resident.

It is totally absurd, but that's how it is or at least that is what I found out through my enquiries over some 4 months.

If you ship your own bike into the UK the story is different. There are some european companies that will insur you. If I am wrong and you come across any insurance company that will provide the basic insurance, please let me know.
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  #2  
Old 29 Apr 2008
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Arisa

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Originally Posted by ozzie View Post
If I am wrong and you come across any insurance company that will provide the basic insurance, please let me know.
Arisa provide the basic third party for Europe including the UK.

See here for the cheapest way to get it.
Stephan
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  #3  
Old 29 Apr 2008
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Talking

I have emailed Arisa and I am waiting for their response.

Incidentally, Knopf Tours mentioned in one of the other threads do not provide the required cover for UK if the bike is registered in the UK. They provide cover only if you ship in your own foreign registered bike. I have an email from them confirming this.
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  #4  
Old 29 Apr 2008
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Originally Posted by ozzie View Post
I have emailed Arisa and I am waiting for their response.

Incidentally, Knopf Tours mentioned in one of the other threads do not provide the required cover for UK if the bike is registered in the UK. They provide cover only if you ship in your own foreign registered bike. I have an email from them confirming this.
Well, Stefan Knopf provides the same Arisa insurance (acting as the middle-man) so then it might be the case that the Arisa insurance is not appropriate in your case.

Surely there are numerous current visitors to the UK, e.g. from eastern Europe who are driving UK-bought vehicles. What do they do? What is the definition of a 'resident' for the UK insurance industry? Does it mean having an address in the UK or a certain kind of visa?

Hope you manage to find a solution.
Stephan
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  #5  
Old 29 Apr 2008
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It seems that having an address in the UK is not helping resolve the issue, as I offered all insurance companies and brokers that particular option. Therefore, it appears to me that you need to be a proper resident, ie have the appropriate status with the appropiate visa.

Will keep looking.

Cheers
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  #6  
Old 29 Apr 2008
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Try this lot, they may just be able to help you:-

Camper Van Insurance and Motor Vehicle Insurance

They specialise in campervan insurance for Australians and New Zealanders coming to the UK, so they may know for bikes.

Otherwise:
  • Do you have a friend in the UK?
  • Would they be willing to put their name on the registration of your bike?
  • Would they also be willing to insure it with you as a named rider?
Which might well work, I just tried it as an online quote with:-

Bennetts Motorcycle Insurance, Motorbike Insurance, Moped, Scooter, Bike

who were the first on the list for Google and put in me at my old UK address as owner and first rider with a UK licence and it was £99 for a GS1200 Adventure, I then put in my cousin at the same address with an international licence and it was still do-able although it did leap to £261.

But they were the first people I Googled "UK Bike Insurance" so you might get better.
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Old 30 Apr 2008
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Originally Posted by Alexlebrit View Post
?
Which might well work, I just tried it as an online quote with:-

Bennetts Motorcycle Insurance, Motorbike Insurance, Moped, Scooter, Bike

.
Call don't mail, this lot are Muppets. You can put whatever you like on the online form and it'll just ignore the bits it doesn't like. When your policy comes through you'll find vital bits missing. Give them a call then and it's "but we don't do that cover Sir". Your money comes back in about 2 months

Carole Nash are the other big online In-Sewer-Ants. They are Waldorf to Bennetts Statler!

Andy
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Old 26 May 2008
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Originally Posted by ozzie View Post
I have emailed Arisa and I am waiting for their response.

Incidentally, Knopf Tours mentioned in one of the other threads do not provide the required cover for UK if the bike is registered in the UK. They provide cover only if you ship in your own foreign registered bike. I have an email from them confirming this.
Hi guys,

I am yet another aussie in exactly the same position! I am riding around Europe this Northern summer on a bike I have bought in the UK.

However I have emailed Stefan at Knopf Tours about whether the green card insurance he provides covers the UK, and he has assured me that it definitely does. This was both a few months ago before I bought the bike and last week when I was organising the insurance. I questioned him specifically about a bike bought in the UK by an Australian, and again he reassured me.

Confusing, might be worth checking with Stefan again.

Note this only for green card insurance and not comprehensive/theft/fire etc.

Hope it works out,
Damien
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Last edited by dpdaniel; 26 May 2008 at 06:41. Reason: add clarity...
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  #9  
Old 26 May 2008
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Guys, I know it might sounds weird, but it seems to me that if you buy a bike in the UK and ride within the UK and not also continental Europe, getting the basic legally required third party insurance (the quivalent of our CTP in OZ) is much more difficult. It looks like the key to the problem is to obtain cover as if you are going to tour Europe regardless as to whether or not you are going to do it.
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  #10  
Old 27 May 2008
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Wink I can see the logic!! ..........

Quote:
Originally Posted by ozzie View Post
Guys, I know it might sounds weird, but it seems to me that if you buy a bike in the UK and ride within the UK and not also continental Europe, getting the basic legally required third party insurance (the quivalent of our CTP in OZ) is much more difficult. It looks like the key to the problem is to obtain cover as if you are going to tour Europe regardless as to whether or not you are going to do it.
.............+ the logic of the earlier post about Knopf ins cover: if you are asking for ins cover to ride in the EU this must include the UK, always, IMO because it would be illegal to exclude the UK under Euro law (I am no lawyer, but I bet that is the case - there are loads of instances where nations try to avoid/ignore European law, one of the worst offenders being France).

But, on the other hand, if you are dealing with UK based brokers (and not the insurers because they rarely, if ever, deal directly with Joe Soap public nowadays) then you will get someone or other on the end of the phone who does not know what day it is, nor cares frankly because they are employed in a call centre on a temporary contract.
All of this applies to the basic EU requirement for "third party" cover - the legal minimum to put a bike on the road.
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  #11  
Old 9 Jun 2008
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.............(I am no lawyer, but I bet that is the case - there are loads of instances where nations try to avoid/ignore European law, one of the worst offenders being France).
I cant agree with your anti French sentiments here Dave - it's just not true. I'm sorry you feel that foreigners are somehow inadequate, or stupid, for example in your repeated anti Irish and anti Polish jokes elsewhere on the forum. Horizons could be said to be about about leaving such attitudes behind...

Buen viaje

Last edited by Caminando; 9 Jun 2008 at 15:43.
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