Living in San Diego I go to Baja Mexico often. Unless I'm going to be there for more than a few day's and depending on where I am going I usually Do not buy insurance. My American Insurance policy covers me 75 miles south of the border.(not all companies do this so check your policy.) Having written this; The Mexican Goverment does not reconize American insurance companies. The law in Mexico is that if you are in a accident wether you are at fault or not, If you do not have insurance you will go to JAIL. This happends often with forign tourist. It can take days to months to post a bond. It just depends.
I've owned an Insurance agency for years here in San Diego. I find the best place to purchase Mex Insurance is at the border. It does not pay enough for me to sell it.
It is up to you on what to do. This is how I go to Mex and my professional opinion.
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Rocket Ron
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