Cheryl Dudek from Fernet sent the following (September 17, 2018). It's good stuff. Hope it's helpful and lays things out clearly. There's a link to apply online. * Note the requirement for a U.S. mailing address and sole payment method (credit card).*

----------
"We are writing insurance for foreign registered motorcycles and RVs. There must be a US address used for the policy. The hard copy of the policy will be sent to this address. Any other correspondence from the carrier to the client will be done via email. The policies are all a standard 12 month policy, which may be cancelled at any time. The premium may either be paid in full, or monthly installments. We prefer the monthly installment plan for our clients as this way they pay for only the amount of insurance they use. We will make the payments on the client’s provided credit card so the client does not have to worry about making the payment on time. The payments will be made until we are notified via email to cancel. There will be no payments after the cancellation date.

There is a standard form attached that we send out for a quote. Or you could follow this link to our overseas page on our website:

https://fernet.com/Pages/overseas.htm

Once we receive a submitted form, the client will receive a quote within 48 hours (allow more time on weekends)

If all criteria requirements are met, insurance policies may be bound and sold almost immediately. There is no waiting process. Once we have all the required information and signed contract, payment is accepted by credit card only.

Once payment is made, you will receive your policy documents, ID card and receipts via email once processing is complete. This process is usually immediate. In some cases it may take up to an hour to receive your email.

If you have any questions, feel free to contact us."

----------

This is how I did it, for my trip round the US. Through Fernet/Cheryl. No problems, and the refund cheque showed up very quickly. In the end, initial cost vs refund, it cost me around $120 for 6 weeks.

Is it possible to get a link to the Product Disclosure Statement (PDS) (Called this in Australia) so we can read the Fine Print..... i'm one of those boring ones that reads all this before signing up

David

Couple of additional questions if thats OK,

In completing the Online Quote

- Garaging Zip Code, I'm assuming this is our address in the US, in our case 80226.

- Coverage Amounts, we realise this is a totally individual thing but we have no idea what would be the "Norm" in the states so any guidance would be appreciated. and if possible a brief explanation on each,the items listed are totally foreign to us from Australia

From what we read...... in the States, Medical needs to be the highest!!!

Coverage Amounts Requested
- Bodily Injury/Guest Passenger:

- Property Damage:

- Collision Deductible:

- Comprehensive Deductible:

- Medical Payments:

- Uninsured Bodily Injury:

- Uninsured Property Damage:

- Underinsured Bodily Injury:

Thanks David

I am looking at using Fernets third party insurance for my trip next year through Canada and the US and have the same questions. If someone could clarify the items listed by 2wheelsinmotion that would be very usefull. In the Netherlands it's all very different so I haven't got a clue as to what would be reasonble numbers.

Hi,
I have tried to obtain a third party liabilty insurance for a trip to the USA. The bike is registered in Germany and I will not have a permanent address in the USA as I will be travelling.
Having contacted several insurance companies / brokers. it seems to be impossible to have the bike insured in the USA. This is actually a prerequiste for getting the bike out of customs.
As a side note, I had no problem in 2009 to obtain such insurance.
Can anybody help me?
Many thanks for your help and best regards,
Wolfgang

Hi Novas and many thanks for your help.

I am actually in cpntact with Cheryl and she was very helpful.
Currently I am trying to sort out a reference address in the USA. I am rather
hopeful this might work.

Thanks again and keep the throttle open.

Wolfgang (Wolf) aka MoppetFJR

It's Cheryl / Gerber a scam? I don't think so. She provided me with some good advice as to what level of cover to go for when I asked the questions and quickly set up the policy I wanted. Yes her/their services cost me$60, but I for one am always willing to pay for a service if it is done well, and theirs was. Nowadays $60 buys 40 minutes (or less) of professional time in most developed countries so I think it is a reasonable fee for what is done.

Sent from my Moto G (5S) Plus using Tapatalk

__________________
Martin

finally back on the road again


http://awayonmybike.blogspot.com/

I called it a scam because she makes the customers believe to get an official insurance for foreigners. But all she does is selling the exact same online insurance policy of progressive.com and charges 60$ for it.
It’s unclear if the progressive.com policy will hold up in an accident if you are a foreigner, no matter if you buy it directly or through her...

Sent an email to FERNET asking for a quote. Just received this reply:

Hello,



Unfortunately, Progressive no longer allows us to write any Foreign vehicle travel policies. We are currently working with a few other carriers and hope to have a secure program in the beginning of the year.



At any time should we secure the dedicated program, we will contact you immediately.



Kind Regards,



FERNET INSURANCE

__________________
2023 back in Japan on the road after COVID, 2019 Paris Siberia Japan tbd -2010 WR250R; 2015-2016 Paris-Mongolia and Paris-Silk Road; 2011-2013 Canada Ushuaia

Progressive never officially did.
But they don’t really ask if you have a foreign motorcycle.
You just need to give an address in the USA (no paperwork will be sent there, everything is done online). They don’t even ask for the number plate, just the VIN (chassis number).

I enquired about vehicle insurance for all North America and received this reply from Fernet:

We have received your request for a quote. We can offer you coverage in the USA only. Our policy is a 6 month minimum policy and must be paid in full. Liability Coverage only for an RV starts at $1500 for 6 months. All policies will also include a $100 policy fee and a $50.00 Agency fee and all applicable taxes.

Please fill in the remaining fields on the attached form to receive a quote.

If you have any questions, do not hesitate to contact us.

Kind Regards,

Cheryl Dudek

I still have not found anyone to provide insurance for Canada.

Can anyone suggest a company that will provide Canadian insurance for temporary imported vehicles?

Happy New Year to all