Insure a EU motorbike kept in a different EU country
Hi there, I hope someone has some suggestions to getting a EU insurance for a bike kept in a different (EU) country.
I bought my bike in the 2010 in the UK where I was living, and then I moved permanently to the Netherlands. I tried to keep the bike here with me but Amsterdam is not the right place for a KTM 990 (rain and wind 300days/year), so I brought the motorbike to my childhood town in Italy, where my parent still live and I go quite often.
Current situation:
- I’m resident in Holland
- motorbike is in Italy, UK registered, not insured and Sorn.
I’ve considered importing the motorbike in Holland and getting a Dutch insurance, but there’s a silly import tax based on the VAT the Dutch tax office missed ($$$), that summed to the cost of bringing the bike up here, plus MOT and all the rest, turns around 2k euro. Also, I don’t expect to live here for too long and I’d be pissed off in going again through the import fees the next time I decide to move.
Keep the bike with the British plate is neither an option, because for some reasons the British insurers allow maximum 90 days outside the UK and expect you to perform MOT every year (go & back), last I am not anymore resident.
Italy doesn’t sound to be an option because also there I am not anymore resident.
So far I kept the motorbike off road, so insurance or not, it wouldn’t had made much difference, but I now would like to roam for a while and even if I am not an insurance believer, I’d like to avoid argues with the police in a country which I don’t understand the local language.
So I am not sure if I have any way-out, but I am pretty sure that nowadays I am not the only one who keeps the motorbike somewhere else from where he lives.
(Help!)
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