Right. Gibraltar is part of the UK, therefore you need UK insurance. Seems reasonable to assume the same is true in other British colonies/possessions: Bermuda? Virgin Islands? Falklands/Malvinas?
Sorry I wasn’t able to offer a clear picture of how you might go about *getting* such insurance, here in the post-Brexit era.
The remaining question is whether the authorities check or care….and whether you do if they don’t.
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