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The Nationwide credit card has already been mentioned and it's pretty good although there is a 'cash advance fee' but there is no commission on tranasactions. The Post Office also has a credit card that doesn't charge commission and has the added advantage that if you pre-pay your account (i.e. are in credit on the account) then there is no cash advance fee.
The other advantage of using cards is that you get the wholesale exchange rate which is better than the over the counter rate.
I carry both a Nationwide card for purchases and a pre-paid Post Office card for cash withdrawals although you can use either card for either purpose.
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