Personally I couldn't do the bank loan thing. To me it would be very depressing the idea of going back home with a huge debt hanging over my head.
Plus, how do you get a bank loan and not have to start paying it back straight away? Or do you get a loan for say 6000 GBP and use say 1000 GBP to pay back the repayments for the first year and then use the other 5000 GBP?
Anders, a guy from Denmark, does a video blog similar to me, so I was following his stuff, he took out a 30k USD bank loan to ride around the world. That's a lot of cash to be paying back.
I have had loans in the past, had one or a music festival I started in University, and have found that it was easier for me to save the money than to pay it back. It took me 4 years to pay back $7000 AUD, it took me 6 months to save that much. The motivation to save is higher than the motivation to pay back I think. I found it much easier to save once I had that loan of 7k paid off.
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