Go Back   Horizons Unlimited - The HUBB > Chat Forum > The HUBB PUB
The HUBB PUB Chat forum - no useful content required!

BUT the basic rules of polite and civil conduct which everyone agreed to when signing up for the HUBB, will still apply, though moderation will be a LITTLE looser than elsewhere on the HUBB.
Photo by Helmut Koch, Vivid sky with Northern Lights, Yukon, Canada

I haven't been everywhere...
but it's on my list!


Photo by Helmut Koch,
Camping under Northern Lights,
Yukon, Canada



Like Tree2Likes
  • 1 Post By Big Yellow Tractor
  • 1 Post By *Touring Ted*

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 4 Sep 2014
Contributing Member
HUBB regular
 
Join Date: Aug 2010
Posts: 62
Multi-bike insurance in UK

Can anyone recommend a company to use for multi-bike insurance in the UK please?
__________________
-------------------------
Various bikes in differing states of repair.
Reply With Quote
  #2  
Old 4 Sep 2014
Registered Users
Veteran HUBBer
 
Join Date: Oct 2007
Location: Gatwick UK
Posts: 491
Carole Nash ...................
Reply With Quote
  #3  
Old 4 Sep 2014
Big Yellow Tractor's Avatar
Contributing Member
Veteran HUBBer
 
Join Date: Jan 2008
Location: England
Posts: 649
Same here; four bikes fully comp, no security, no garage. Just shy of £240.00.

I'm mid forties with clean license, and one shunt in the last five years

(just to note, they are garaged and locked but I have heard that if you state always locked in garage, alarms set, etc and the bike gets nicked without those in place, they just won't pay out)
Reply With Quote
  #4  
Old 5 Sep 2014
Registered Users
Veteran HUBBer
 
Join Date: Oct 2007
Location: Gatwick UK
Posts: 491
Tis true , if the vehicle is stolen outside your house overnight and its not in the garage ( if you say thats where you keep it ) then they and most other companies wont pay out as youve breached your contract with them .
Reply With Quote
  #5  
Old 5 Sep 2014
Contributing Member
HUBB regular
 
Join Date: Aug 2010
Posts: 62
Quote:
Originally Posted by Big Yellow Tractor View Post
Same here; four bikes fully comp, no security, no garage. Just shy of £240.00.

I'm mid forties with clean license, and one shunt in the last five years

(just to note, they are garaged and locked but I have heard that if you state always locked in garage, alarms set, etc and the bike gets nicked without those in place, they just won't pay out)
Blimey BYT, that seems like a bargain. Where do you live - the Outer Hebrides?
__________________
-------------------------
Various bikes in differing states of repair.
Reply With Quote
  #6  
Old 5 Sep 2014
Big Yellow Tractor's Avatar
Contributing Member
Veteran HUBBer
 
Join Date: Jan 2008
Location: England
Posts: 649
Quote:
Originally Posted by Cambelt View Post
Blimey BYT, that seems like a bargain. Where do you live - the Outer Hebrides?
Deepest, darkest, Surrey/Hants border. Can't be the cheapest place to insure.

Most of the cost in claims for insurance companies is third party payouts. As you can only ride one at a time, there should be no reason at all for four bikes to cost more than one to insure. I doubt I'd ever receive half what they'd cost to replace in the event of a theft claim though.
Reply With Quote
  #7  
Old 5 Sep 2014
Registered Users
Veteran HUBBer
 
Join Date: Apr 2005
Location: Oxford UK
Posts: 2,105
Quote:
Originally Posted by Big Yellow Tractor View Post
Same here; four bikes fully comp, no security, no garage. Just shy of £240.00.

I'm mid forties with clean license, and one shunt in the last five years

(just to note, they are garaged and locked but I have heard that if you state always locked in garage, alarms set, etc and the bike gets nicked without those in place, they just won't pay out)
That must be CN but on a good day. They quoted me close to that for my five worthless wrecks that are tucked up in bed with me each night and never go anywhere without a radicalised Doberman to keep an eye on them. Not only that but I'm older than Methuselah, with a claim free record since the stone age and I only use them to go to and from evensong.

RH Insurance was £20 cheaper but without Eurorecovery. None of the other "players" wanted to know when I mentioned my "Visit Clackton" stickers - too highly modified.
Reply With Quote
  #8  
Old 5 Sep 2014
Registered Users
Veteran HUBBer
 
Join Date: Oct 2007
Location: Gatwick UK
Posts: 491
bizarre isnt it , i dont pay much more then that for a six wheel policy - my excess is only £50 , which def upsets the Mrs as its lower then hers
Reply With Quote
  #9  
Old 7 Sep 2014
Registered Users
Veteran HUBBer
 
Join Date: Aug 2014
Location: Bristol, UK
Posts: 380
Take a look at e-bike insurance. I had 3 bikes for under £200 (dl1000, xr400, ty250) for a few years with them.


Sent from my iPhone using Tapatalk
Reply With Quote
  #10  
Old 7 Sep 2014
Registered Users
HUBB regular
 
Join Date: Jun 2009
Location: UK
Posts: 69
I second e-bike especially if you plan to make any changes to your policy because there is no admin fee, I have even had money back when I have made a policy change.
Reply With Quote
  #11  
Old 8 Sep 2014
pheonix's Avatar
Contributing Member
Veteran HUBBer
 
Join Date: Apr 2009
Location: Dunedin, NZ
Posts: 308
I use Adrian Flux. The price will depend on your postcode, having secure parking, claim history, the type of licence and any penalties. You can't really compare 1 person to another.
__________________
Elaine

Striving to live the ordinary life in a non ordinary way
Reply With Quote
  #12  
Old 8 Sep 2014
Registered Users
Veteran HUBBer
 
Join Date: Jun 2014
Location: Bristol UK
Posts: 104
Carole Nash for me... policy includes free European cover + breakdown / recovery included at no extra cost.
Reply With Quote
  #13  
Old 8 Sep 2014
*Touring Ted*'s Avatar
Contributing Member
Veteran HUBBer
 
Join Date: Jul 2005
Location: Wirral, England.
Posts: 5,660
I have actually found the nicest motorcycle insurance company IN THE WORLD. The are called WICKED QUOTES in Herefordshire. No call centres, no crappy hold music, no bullshit admin fees etc . Just good old fashioned nice people in a small office. And they are by far one of the cheapest too.

Give them a call. 0844 8800 962
__________________
Did some trips.
Rode some bikes.
Fix them for a living.
Can't say anymore.
Reply With Quote
Reply

Tags
insurance, multibike


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Ask a motorcycle thief bodii88 Travellers' Advisories, Safety and Security on the Road 37 9 Oct 2020 11:25
US bike insurance for brit Britrider Travellers' questions that don't fit anywhere else 4 6 Aug 2014 13:42
Get bike insurance before I go or get it at borders as I travel BigPete33 Travellers' questions that don't fit anywhere else 5 8 Apr 2014 22:43
Bike insurance requirements for Nth & Sth America 2aussies2triumph Trip Paperwork 7 2 Feb 2014 10:29
Bike insurance - is it possible? ColinD Trip Paperwork 2 10 Aug 2012 07:55

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now
, and add your information if we didn't find you.

Next HU Eventscalendar

HU Event and other updates on the HUBB Forum "Traveller's Advisories" thread.
ALL Dates subject to change.

2024:

Add yourself to the Updates List for each event!

Questions about an event? Ask here

HUBBUK: info

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.




All times are GMT +1. The time now is 20:49.