Pardon me, but you're going to look like some sort of space alien with your bike no matter how you dress. We all do (with a few possible exceptions), and thinking you won't is pure delusion. Those who see you as a walking wallet won't be confused by a pair of jeans, some flip flops, or your favorite Hawaiian shirt.
What's more many of us have had occasion to be thankful we were wearing armor when our luck ran dry. So take the above as one point of view among many--not as given truth.
Mark
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