Dont pay bribes!
When you have many creditcards (visa) then are you able to obtain bigger amounts from the ATM - when you need them.
If you only have just one Visa - you should consider some cash.
Generally is helpful, to have a small stock of cash:
To pay for tempory import papers ore insurances (if you dont do a global one), on small borders (with no exchange) you should take with you some 5 euro money notes (maybe 10 pieces) and some 5 Dollar notes with you.
When you need spare, or have repairs - they want usually USD, you can also bring local currency - but the bill comes in USD. When you have a big travel timeframe, you have enough time to obtain money (and no need for carry much cash with you).
Always: just take with you, what you can loose. When there is something what has a big value -obtain an insurance. This way you are always relaxed
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