Clarification of insurance policies

[Adventure]

HI there all

As the title suggests, im planing my trip through south america for december of this year, I have insurance that covers my bike through south amreica, but from reading the post below it suggests that i need even more insurance when i arrive ???

im a new zealand passport holder and i have a uk registed bmw gsa 1150 which is being permantly exported to nz ...... if it gets that far

any advice would be greatly thanked

[BruceP]

Originally Posted by Adventure

HI there all

As the title suggests, im planing my trip through south america for december of this year, I have insurance that covers my bike through south amreica, but from reading the post below it suggests that i need even more insurance when i arrive ???

im a new zealand passport holder and i have a uk registed bmw gsa 1150 which is being permantly exported to nz ...... if it gets that far

any advice would be greatly thanked

Most people buy insurance in each country as they get there, Peru and Colombia being 2 difficult ones but possible. The big question is if the insurance you have bought is accepted by borders/police.

Out of curiosity, how much did you pay for it ? Insurance in SA is generally cheap.

[Adventure]

Hi there Bruce

Its through a company in rotterdam ,and is for all of SA i only have the quote at the moment but its 1 year for £526.95

Thanks Ray

[Cartagenabound]

I can only speak for Colombia where I live and rent motorcycles, foreign insurance is not accepted here and if you are pulled over without the mandatory SOAT insurance, they can impound your bike.

Martin
Vacaciones en Cartagena

[BruceP]

Originally Posted by Adventure

Hi there Bruce

Its through a company in rotterdam ,and is for all of SA i only have the quote at the moment but its 1 year for £526.95

Thanks Ray

Save your money and buy locally.

My experience is

Colombia, Ecuador, Peru, Chile, Bolivia and Argentina.

Colombia and Peru are (IMO) a bit awkward to get, but I have put all the info in this forum (just search for Columbia insurance etc)

Colombia and Peru 1 month are available for about $30 each.

Ecuador, I never found any, and I don't think it is compulsory there.

Argentina/Chile/Bolivia are covered by 1 policy obtainable in Chile either near the border or in the Falbella store chains.

Chile is not compulsory, and they find it hard to sell it for a foreign bike. However they can sell you a policy for Argentina ????

[Adventure]

Great thank you bruce for your help on this issue your a star

Walkabout - my apologies for not makong this clearer , I was referring to the tread not the posts below , due to the amount of contradicting information !

[Peter Bodtke]

I found it easy to get insurance in Ipiales, Colombia. When entering from Ecuador I bought a policy at the service counter of an Exito (superstore) on a Saturday night. There were minor delays while waiting as customers returned toasters...

Entering Peru near Yunguyo (south of Copacabana, Bolivia) the police allowed me to enter the country without insurance with the promise that I would buy insurance when I got to Puno, 132 km away. It was a Sunday afternoon and no insurance agents were working the border (not sure if they do on any other day of the week.) I found an insurance agent easily in Puno and bought insurance quickly.

These countries require insurance and you will be fined if stopped and unable to produce proof. In Peru you are given a sticker to apply to the windshield.

[Walkabout]

[QUOTE=Adventure;429556]HI there all

As the title suggests, im planing my trip through south america for december of this year, I have insurance that covers my bike through south amreica, but from reading the post below it suggests that i need even more insurance when i arrive ???
[QUOTE]

Just a thought, but your post makes little sense to me: I've highlighted in red the bit that confuses me + you don't say what type of cover this insurance quote is for - it could be for what we call in the UK "comprehensive cover" or green card cover, or something else entirely.
The "Trip Paperwork" forum has sticky threads that deal with the details of insurance cover.