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North America Topics specific to Canada and USA/Alaska only.
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  #1  
Old 21 Mar 2022
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Bike Insurance for US and Canada
I'm wanting to insure my bike for and up coming trip to Canada and Alaska.

I've heard mention of Fernet but they only seem to insure for travel in the US and you need a residential address.

The other option seems to be Motorcycle Express but there web site isn't working properly (broken links). I'm waiting for them to get back to me.

Are there any other options?

Also if I decide to just go for third party insurance which I assume is compulsory, how do I arrange it?

Thanks
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  #2  
Old 5 Apr 2022
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Location: Norwich,Ontario,Canada
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Not many takers for answering this question'
There has been quite a regular mention of Progressive Insurance being a good source for insurance for foreign riders going to start a long motorcycle trip in the USA.
Perhaps give them a look over and see what you might get , here is a link to their website .
https://www.progressive.com/lp/motor...RoCHNwQAvD_BwE

Getting somebody to allow use of their location address should be as simple as a dealership you dealt with or a relative or new found friend .
Once you buy insurance in the USA or Canada it covers you in all states and provinces . The same is true if you buy vehicle insurance in Canada , but it usually is more expensive here .
The insurance bought in USA or Canada is NOT valid in Mexico and beyond , but Mexico insurance is easily found .
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http://advrider.com/index.php?thread....207964/page-5 then scroll down to post #93
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  #3  
Old 6 Apr 2022
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Join Date: Mar 2019
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Quote:
Originally Posted by rogerroger View Post
I'm wanting to insure my bike for and up coming trip to Canada and Alaska.

I've heard mention of Fernet but they only seem to insure for travel in the US and you need a residential address.

The other option seems to be Motorcycle Express but there web site isn't working properly (broken links). I'm waiting for them to get back to me.

Are there any other options?

Also if I decide to just go for third party insurance which I assume is compulsory, how do I arrange it?

Thanks
I’m looking into this at the moment so will share any info I get, please do the same
Cheers
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  #4  
Old 8 Apr 2022
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Location: pambula, nsw, australia
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Please do flipflop, pass on any info you glean. I too have been chasing up similar insurance. Progressive seem to be the go to company. It's easy enough to get an online quote. But I'm reluctant to press the "buy" button until I get more clarification, that what I think I am getting is in fact valid for a citizen other than one from either Canada or the USA. It seems I can't phone them from Australia, or at least I'm yet to find a ph number that I can use from here. Their chat facility is also inoperable. I've msg'd via FB and are awaiting a response. All very frustrating.
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  #5  
Old 8 Apr 2022
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For those interested, i now have a quote from a broker in Chicago 12months $790. Pay in full, $198 discount. So amount payable $592.

Six instalment payments can be made. Initial payment $132, each subsequent payment $111. Seeing as we want 2 months the latter suits us.

As an aside, if you do an online quote via Progressive's own site. The cost for 12 months is a little over $100! But not having a local licence, the price is 5X more expensive.

Does anyone out there have a better quote/option than the above.

I might add the quote that i received is for liability only. Not fully comprehensive. Where as the online quote was fully comprehensive.
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  #6  
Old 11 Apr 2022
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Your country of citizenship has no bearing on getting insurance >What does matter is that you ought to have an Australian license valid for the type of vehicle you are using and it will be recognized as valid in the US. And that you have paid the insurance company its fee .
Now does that "installment" payment scheme apply as if to paying only for the time that you will be on vacation for the part of a year , or is it an "installment pay plan " for an entire year for those short of cash , predicated on paying a FULL year ?
I know that here in Ontario Canada I can NOT buy a discounted liability cover for only the 4 or 5 months with good riding weather , it is a full year .Period.
In either of your examples the price for the full year is in the game .
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http://advrider.com/index.php?thread....207964/page-5 then scroll down to post #93
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  #7  
Old 19 Apr 2022
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Location: pambula, nsw, australia
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We are well aware of the general requirements of obtaining insurance in Nth America. Having first toured there on a HD for one year back in 83/84. And several other times since.

But as most know, it has becoming increasingly difficult to get insurance. Two or three years ago it was damn near impossible for a short while.

Your point about instalment payments is noted and one we also gave some thought to.

The wife having worked her entire career in banks devised a crafty plan. We'll commit to instalment payments as pointed out. To do so you (we) need to supply credit card details, so an automatic direct debit can be made. Close to the expiry of the first 2 months and before the deduction of the 2nd payment. We fear our CC maybe lost. As such we'll have to report it to our bank and consequently the bank will have to cancel the card.
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