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Photo by Ulrike Hahnel, Rock Formations on the Lagune Route, Bolivia

I haven't been everywhere...
but it's on my list!


Photo by Ulrike Hahnel,
Rock Formations on the
Lagune Route, Bolivia



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  • 5 Post By Tomkat

 
 
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Old 25 Aug 2022
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Join Date: Oct 2016
Location: Devon, UK
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Buying a bike in the UK, for non UK residents

As the question gets asked fairly frequently, and as I've helped someone to do this in the past, hopefully this post will answer many of the questions that come up. Although the UK is no longer in the EU it still has a close relationship with the region and English speakers may find the English-language process more approachable than that in other countries.

To break it down, you need to consider:
  • Finding and buying a bike
  • Roadworthiness Inspection
  • Insurance
  • Road Tax
  • Leaving the country, coming back

Finding and buying the bike

There is a thriving used bike market in the UK. Probably the best sources to search online are https://www.ebay.co.uk/ https://www.autotrader.co.uk/bikes and Facebook classifieds. Anyone can buy a bike however you do need a UK address to register it to. You don't have to provide any proof of ID or address, it can be the address of a friend or kindly person who is happy to act as a mailbox. There are no legal obligations on them. This will be the address where the title documents (form V5C) will be sent, also any traffic fines, so you do need to be able to get your mail when it arrives. The V5C gives the name of the legal "Keeper" which is usually, but not necessarily, the Owner. The Keeper is responsible for the use and legal keeping of the vehicle. The V5C is sometimes called a "logbook" for historic reasons, but isn't really. The government agency that looks after this is DVLA (Driver & Vehicle Licensing Agency).

You can do a couple of checks on the vehicle history. Obviously when you view the bike make sure the seller has a V5C and the engine and frame numbers match and haven't been defaced or altered. You can also use commercial records checks companies like https://www.mycarcheck.com/ or look through the government records of annual inspections: https://www.gov.uk/check-mot-history

You can fill out the "change of ownership" part of the V5C form and post it off, or re-register the bike online: https://www.gov.uk/sold-bought-vehicle If you do it online you can just destroy the old V5C. There are no charges to change the ownership of a vehicle.

Congratulations, you have a bike! But to ride it legally on the road there are some more things to take care of. Don't be tempted to ride without them as the police are alert to illegal vehicles and your bike could be seized and impounded if you are stopped without insurance. That's without the implications of using an uninsured vehicle in busy city traffic.

Roadworthiness Inspection

This is known as MoT, after the inspection originally introduced by the Ministry of Transport. All vehicles more than 3 years old need an annual MoT inspection. Most bike shops can do this inspection, phone ahead to book an appointment if you need it done - there can be a few weeks wait in peak riding season. It's not especially strict but you must rectify any faults found before getting a Pass certificate and being allowed to use it on the road. The certificate is assigned to the vehicle, not the owner, and you can check the status here: https://www.gov.uk/check-mot-status

If you're considering a vehicle with expired or short MoT it could be worth negotiating on price with the owner for him to get a 12 month ticket on it. If you're renewing the MoT yourself, you can do it up to 28 days before expiry and not lose the following year's renewal date.

You can ride a bike with expired MoT but it must be direct to a prebooked test at an MoT test station. The rules don't explicitly state *which* MoT station you must go to, but don't expect much sympathy from the cops if you're returning from a trip via Dover and you've booked a test in Scotland

Insurance

Often the trickiest part of the process for non UK licence holders, as most insurers won't touch them. Consider shopping for insurance on the basis of a hypothetical bike before you buy, as the costs may surprise you. There are popular insurance search engines such as comparethemarket.com moneysupermarket.com and confused.com - worth a try but don't hold your breath. One of the few brokers who will cover a non UK licence holder is Bikesure (I believe a trading name of broker Adrian Flux). Bemoto may also be worth speaking to.

Be aware that if you own a bike it must be either insured for the road, or legally declared off road (see SORN, later). No insurance and not SORNed, and a couple of weeks later a fine arrives in the post.

Road Tax

Now that you have Title, MoT and Insurance you can proceed to the last part of the process. All of these are recorded on official databases so you can either take your documents to a Post Office and buy road tax at the counter, or, as most people do, buy it online. https://www.gov.uk/vehicle-tax

Road Tax belongs to the seller so he gets refunded the remaining tax value. You need to buy new Road Tax as soon as you buy (you may get a couple of weeks grace in practice).

You are now fully road legal. In the UK you don't have to carry your driving documents with you by law, but you may find it useful "just in case".

Leaving the country, coming back

Obviously, take all your documents. They aren't generally checked when entering Europe but at some other borders they are. You don't need a carnet within Europe but you do need to be sure you are covered by 3rd party insurance. Most UK policies do cover you for EU and EEA countries, check your policy document. If not you may need to speak to a travel specialist.

For journeys of less than 12 months it's all pretty straightforward, just go and come back.

If your tax, MoT or insurance expire while you're out of the country. Tax and insurance can be bought online of course, MoT can't. In practice, most people make a SORN (Statutory Off Road Notification). It's a free process that declares your vehicle is not on public roads in the UK and it lasts until you tax it again. You can't legally use or park your vehicle on a UK public road while it's SORNed. https://www.gov.uk/make-a-sorn

You're playing the odds a bit here. Police abroad *could* check your tax and insurance status on the DVLA database https://www.gov.uk/check-vehicle-tax Technically, to be legal abroad your bike needs to be legal "at home". Most are happy as long as you have local insurance in place. It's rare to be checked, but be aware it could happen. Also of course, when you return to British soil your bike must be road legal on arrival. The official DVLA position is "If you bring your vehicle back to the UK untaxed you cannot drive it back into the UK - it’ll have to be transported and a SORN must be made straight away." In practice (and don't quote me on this) you can ride your SORNed bike straight to a nearby MoT station for a prebooked test, and as long as it passes and you have insurance, you can then buy tax online.

If you're out of the country for more than 12 months according to DVLA rules you should register your bike permanently exported. https://www.gov.uk/taking-vehicles-out-of-uk Clearly this isn't helpful as you would then need to register it in another country and there could be import fees to pay. Most people SORN it and cross their fingers.

Sorry it's a bit of a long post but I've tried to cover all the angles you might encounter, and in truth the basic process is fairly simple.

Bon voyage!

Last edited by Tomkat; 3 Nov 2022 at 19:36.
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