My preference is the following..
Long sleeved Base layer.
Six-Six-One body armour.
MX Jersey / shirt.
Enduro type jacket on top when it's cold
and a thin fleece under that if really cold !
Gives you the option of removing layers as the day warms up. If your armour is in you jacket you only have the choice of sweating like a B**tard or riding unprotected.
I find the 661 stuff is a good balance between all day comfort and protection. Although some of the velcro straps have lost their stick after four years of use.
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