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Originally Posted by dooby
As a long term member here that always give value to the community and industry in general (only one that writes here regularly from all of the "providers" mentioned here), I have to correct you in your stating that we are not issuing insurance if you don't pay a consultation fee (check your emails and quote the sentence if you can find it).
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Thanks for engaging Dooby - I appreciate it and don't mean to misrepresent your business if I'm wrong - this was my understanding of your email.
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What we don't provide for free is legal advisory, as you have requested from us to define what can you do in EUROPE and what you can't do in Europe (if you can find any other market participant from the above mentioned that is available to offer such paid advisory I will give you and that person one of my healthy kidney's  ). So i am honestly not sure what has not been clear from our side here again?
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I agree and am not expecting free services - just an understanding if I can or cannot purchase a product from you given my situation.
My confusion is still this
- Due to abuse/reckless claims, the custom insurance product you created is now unavailable as you describe here.
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Since 2016 we have created special insurance product for different EU markets (Ireland and UK as well) where non EU citizen can buy a motorcycle/vehicle and get it insured through us as we got authorisations from the governing bodies in these countries to operate. But since people have started to abuse this unique product and have caused extremely high insurance claims, we were forced to abandon UK and Ireland retail market."
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So I was not sure whether you still offered a product at all - the reply you gave was this.
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R1: Yes we offer green card insurance coverage for non EU residents and non UK residents riding non EU and non UK registered vehicles/motorcycles.
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In my email - I asked this because I was curious about purchasing insurance from you - I wanted to know if this was the process I had to go through with you to buy the insurance product from you
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Question from me 2. If I am wrong please let me know - but I have to submit these required documents after I purchase and register a motorcycle in the UK, along with the attached policies for countries I am requesting.
http://www.lobagola-insurance.com/me...docs-forms.pdf
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Reply from you 2: You are wrong ( This goes into legal advisory in our framework of reference and is paid service)
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Which left me with the conclusion that if I had to buy the product from you I had to go through the legal advisory service.
My understanding is that as you don't operate in the UK and Irish retail market anymore - you won't insure any vehicles that are registered there for Green card. Furthermore anyone offering green card insurance in Ireland/U.K is not doing it legally.
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Your problem is that you don't understand EU legal framework, nor you understand insurance legal framework and what are you obliged to get and where.
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I definitely don't, it is beyond my scope to understand it, I'm just looking as a consumer to see if anyone does offer a product for a motorcycle purchased in U.K/Ireland to ride Europe, that's all.
Hope that cleared things up from my end.
Cheers
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