Originally Posted by waga95
Hi i'm kind of new in this part of travelling when it comes to paperwork and all of that afterall i am seventeen..
What i've heard is there a speciell kind of insurance, travell insurance.
Is that just for the bike or for me as well? What's the diffrence between the normal insurance?
Well, I think that´s a very good age to start travelling!
Travel insurance is for yourself, in case you get sick, or have some accident, that requires medical care. Serious cases can become very, VERY expensive, especially, if an ambulance flight is required to transport you home or somewhere, where adequate treatment is possible to get (such a flight can easily cost 100.000 euros or more!) Travel insurance is also for your belongings, that you carry with you on your trip. Make sure you get a travel insurance, that covers all medical emergencies and ambulance flights without a cost limit, and also that it is valid, when you´re riding a motorcycle of the engine size, that you´ll ride. (Read the small print in your policy carefully!)
For your bike you will need a separate motor vehicle insurance. Minimum requirement by law in many countries is “third party”, means it´ll pay the others for their damage, in case you are the guilty party. But it does not pay anything to you, if your bike is damaged, or if it gets stolen (comprehensive insurance, yet another policy, is for those cases). In more remote countries, your vehicle insurance, that you have back home, will not usually be valid, so then you need to buy a 3rd party insurance at the border. Good to keep in mind those are often very limited, and may not help you much in case of a serious accident. But in that situation it is still probably better to have an insurance, than not.