Medical Insurance links

Travel Insurance "Motorcycling is included as a normal activity so long as you have a license and ride a similar bike back home. Olly"

From their site: "Designed For: Individuals and groups who require private healthcare insurance whilst living or travelling abroad.

Eligibility: Available to persons living or working outside of their country of nationality, with the exception of persons residing in the USA and Switzerland.
Age Limits: Up to and including age 61."

Travel Insurance Covers riders and passengers aged 18-75 yrs, Includes offroad and adventure cover if on an organised and licensed tour and on a registered road legal motorcycle, UK or EU unrestricted license required, No engine capacity restriction, coverage for all EU residents

"Hickok & Boardman Insurance is the oldest and one of the largest retail insurance agencies in Vermont." Offers commercial insurance and personal insurance.

Maria Robinson from London, Surrey, Britain said: "Quote: Nearly £500 for 6 months worldwide excl. US/CAD (max cover seems to be 6 months. Not sure it can be extended)"

Assurantiekantoor Alessie is specialized in temporary insurance for automobiles, campers and motorcycles. Whether you are planning a world trip, traveling for pleasure, business, or staying in a foreign country as temporary resident or student, Assurantiekantoor Alessie has the right insurance for you.

This is a British site, but it provides insurance for all nationals and coverage up to 24 months."

Maria Robinson from London, Surrey, Britain said: "Cover motorcycling. Restriction: no compensation payment in case of disability as a result of a bike accident but will cover medical costs resulting from an accident on the bike. Quote: £400 pp for 10months worldwide excl. US/CAD"  

Bruce, UK, April 2007 said : "Best choice by far has been 'worldwideinsure', they have covered my wife and myself for 4 months in the USA... £248 :-)"

Susan Johnson from London said (22 Aug/08): "Confirming Maria's comment, motorcycle travel is covered, with the following restrictions: Personal Liability is not covered in the event of a bike accident, as it is expected to be covered by your bike insurance policy. And the Personal Accident cash payment will not be payable in the event of a bike accident. However, medical and emergency expenses are fully covered even in a bike accident.
We just renewed our Annual Multi-Trip policy - max 62 days per trip, Elite (no excess), Worldwide cover is quoted as £246 for a couple. We declined Baggage or Money cover and got a 10% discount for renewal, so total cost £188. For info, we are in the 50-64 year category (sigh...), but they will cover up to 69 years."

Coverage restricted to EEC residents, and geared for under-35 (though us ancients can get coverage).

Premium for 12 months with no geographical limits is £296.00. Add 20% for ages 36-55. Add 40% for ages 56-64. "Motorcycling is covered under all sections except for Personal Accident and Personal Liability, medical expenses will be covered under the Medical Expenses section".

From Cynthia Milton: Navigator insurance only covers to age 50 for travellers.

Maria Robinson from London, Surrey, Britain said: "Gold and diamonds policies include motorcycling. Add 25% to the quoted price for >35yr old. Riders must wear helmet at any time and must hold licence- I was quoted £280 (I'm >35!) for 10 months worldwide excl. US/CAD and excluding luggage/passport/cash insurance (that gives you a 15% discount)."

Stefan Knopf at KnopfTours.com can arrange your European green card insurance without you being in Germany.

They have no motorcycle restrictions for ordinary travellers. Evacuation is included in their coverage.
Recommended by David McMillan from San Francisco, CA, USA.

"Here is a good link of the better known UK travel insurance offerings. Make sure you read the small print to make sure you're covered as a biker. It might also be a good idea to e-mail them if you have any questions on what is/what's not covered before you buy, to beef up you legal position if you do claim. Some of the people on the helpdesks told me bikes weren't covered, although it said so in the small print."
Post by GS George on the HUBB, 19 April 2002

"Trailfinders Tailormade Travel Insurance, developed over some 35 years and effected by AXA Insurance UK Plc, has been specifically designed to cater for all types of traveller on all types of holidays."

Maria Robinson from London, Surrey, Britain said: "cover motorcycling with no restriction, only add 50% to the quoted premium from their website to include motorcycling- Example £509pp for 10months worldwide exc. CAD/US"

"Specialize solely in travel insurance...budget traveller...already travelling" etc. UK based (NO USA citizens) but all others ok.

Explorer policy - "Specially for the budget traveller covering yourself for the necessities", maximum age 40, is £181.50 for 12 months worldwide coverage. Motorcycling coverage restricted to under 500cc.

"With STA Travel's Premier insurance you have the most extensive cover available."22 Aug/08 - POST by Susan Johnson: STA's policy includes the following under Adventure Sports covered:"Motorcycle Touring, Motorcycling up to 125cc where the appropriate licence is held, where claims and convictions free for previous 3 years and where wearing a helmet"

When queried about the difference between these two items on 22 Aug/08, and after checking with a supervisor, I was advised that 'Motorcycle Touring' means travelling with an organised tour company, BUT the restriction on 125cc still holds! This on a policy that covers Mountaineering, Heliskiing, Caving, Parapenting and about 100 other activities :-(

We're leaving this entry here, as if you are going RTW on a 125cc bike or smaller and have the appropriate licence you should be okay to get coverage. Meanwhile, we will write to the company and tell them their policy is absurd!

"Comprehensive Travel Insurance for the Adventurous Traveller Downunder & World Wide". Offer a range of medical insurance policies for residents of Australia, NZ or UK

Also claim to offer vehicle insurance for non-UK residents, but upon inquiry, they don't include motorcycles in their definition of vehicles. Boo! Hiss!

"If you are looking for a long term (or unlimited) full private health insurance (not only a travel insurance) with worldwide coverage you can try www.auslandstreff.de (insurance broker with good service !) The site is in German and the different types of insurance cover are mainly for Germans/Austrian/Swiss citizens." Post by Nannup, a new member on the HUBB, 24 March 2002

"World Nomads cover is specially designed for adventurous independent travellers.... We cover overseas medical expenses and evacuation in the event of emergencies, and offer luggage cover that can include laptops, digital cameras and iPods."

Maria Robinson from London, Surrey, Britain said:

"restrictions as following. None if you are a US/NZ/Oz/US citizen/resident. If not, they will cover trip including motorcycling, but only if your trip will go via Oz or NZ! They just confirmed this by phone. And yes they will ask prove (like plane ticket) that your trip will cover these countries. Basically I was told they make sure you go to Oz/NZ!"

Bruce, UK, said: "when I queried the STA recently they stated that 'yes motorcycle touring was covered' but up to 125cc! Same goes for World Wide Nomads"