Go Back   Horizons Unlimited - The HUBB > Regional Forums > North America
North America Topics specific to Canada and USA/Alaska only.
Photo by Daniel Rintz, Himba children, Namibia

The only impossible journey
is the one
you never begin

Photo by Daniel Rintz,
Himba children, Namibia



Like Tree59Likes

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 14 Jan 2018
Registered Users
HUBB regular
 
Join Date: Jun 2016
Location: Finland
Posts: 30
Insurance for a foreign bike in the US?

What is the easiest and cheapest way of getting an insurance for a foreign plated bike in the US?
Reply With Quote
  #2  
Old 14 Jan 2018
Registered Users
Veteran HUBBer
 
Join Date: Sep 2006
Location: California
Posts: 866
Quote:
Originally Posted by HeceR View Post
What is the easiest and cheapest way of getting an insurance for a foreign plated bike in the US?
Do you have an address you can use while in the US? If so, both Progressive and Geico will insure foreign licence holders on foreign machines - based on your chassis/frame number.

But you do need a US postal address you can use for paperwork.

Jx
Reply With Quote
  #3  
Old 14 Jan 2018
Registered Users
HUBB regular
 
Join Date: Jun 2016
Location: Finland
Posts: 30
I can use my brother's address in texas but I won't be there until two weeks after I've arrived in the US. How can things bevso difficult that you'd always need to call. In modern days you should be able to do things online. ..
Reply With Quote
  #4  
Old 14 Jan 2018
Registered Users
Veteran HUBBer
 
Join Date: Oct 2011
Location: Bern, CH
Posts: 262
Quote:
Originally Posted by HeceR View Post
In modern days you should be able to do things online. ..
Hello


Motorcycle Express does it online, but not the cheapest


sushi
__________________
My RTW:
http://www.youtube.com/user/MrXt660ztenere
Reply With Quote
  #5  
Old 14 Jan 2018
Registered Users
Veteran HUBBer
 
Join Date: Feb 2002
Location: Wessex, UK
Posts: 2,136
These people will do it, no idea how long you need but six months cover cost little or no more than two months so if in doubt go for the longer period. There is a link further down on the right hand side of this page and if you click that rather than the one I have posted I think the HU site benefits.

https://www.motorcycleexpress.com/

I tried Progressive on-line and on the phone, I had an address but was told they do not insure foreign registered bikes but this may be the person I spoke to did not know how.

Last edited by mark manley; 14 Jan 2018 at 15:59. Reason: More info
Reply With Quote
  #6  
Old 14 Jan 2018
Registered Users
HUBB regular
 
Join Date: Jun 2016
Location: Finland
Posts: 30
Thanks! I'll try that.
Reply With Quote
  #7  
Old 18 Feb 2018
Registered Users
New on the HUBB
 
Join Date: Aug 2016
Location: Where my bike is
Posts: 10
Just to catch up on this one. I insured my bike with Progressive and used the short term address of my hotel. That worked out easily as there are no questions asked and absolutely no paperwork has to be done. The insurance is active right after you bought it online and was ideal for me. It's also active in Canada but not in Mexico.

And the best part of it all: You can cancel it fairly early (I don't remember, but I think it's 3 months or even less). The money of the leftover time will be fully refunded, only running after it is a pain in the...as they only issue cheques.
__________________
World-traveller with a rather heavy '16 GSA
www.goinground.me
Reply With Quote
  #8  
Old 17 Apr 2018
Registered Users
New on the HUBB
 
Join Date: Apr 2018
Posts: 2
Quote:
Originally Posted by HeceR View Post
I can use my brother's address in texas but I won't be there until two weeks after I've arrived in the US. How can things bevso difficult that you'd always need to call. In modern days you should be able to do things online. ..
Geico only needs the address to make it official. All the paperwork you need for your insurance (proof of insurance cards, etc), are available online or through their app.
Reply With Quote
  #9  
Old 21 Apr 2018
Super Moderator
Veteran HUBBer
 
Join Date: Apr 2000
Location: Gunma, Japan
Posts: 1,104
Quote:
Originally Posted by rpiereck View Post
Geico only needs the address to make it official. All the paperwork you need for your insurance (proof of insurance cards, etc), are available online or through their app.
I received the following from Geico when asking for a friend who is on the road and headed north towards the USA.

The registered location of the vehicle does not impact the insurance.
Currently we do not offer a short term policy and you are required to
receive a stateside license within 30 days to maintain a policy with
GEICO Motorcycle.


So, they don't care if it is registered outside of the USA, but won't issue a short-term policy. Did you get a year-long policy and cancel? And did Geico ever ask for a US license?
__________________
Japan touring information
Reply With Quote
  #10  
Old 25 Apr 2018
WoK WoK is offline
Registered Users
New on the HUBB
 
Join Date: Dec 2015
Location: Germany
Posts: 18
Here's a list of all offers I got for my bike:

tourinsure.de seems to offer motorcycleexpress.com insurance but obviously (minimum) liability only, there are no options listed in the downloadable application form. Compared to liability only by motorcycleexpress it is much more expensive.
Examples calculated from their current online forms:

Tourinsure.de:
2 months for Canada/US, liability only (Bodily injury US$ 25000 per person, Bodily injury US$ 50000 per accident, Property damage US$ 10000), for motorcycles from 1051ccm and above: 310 Euro + additional charge of 45 Euro + 3.5% charge for payment with credit card => 367,78 Euro total

Motorcycle Express:
60 days for Canada/US, Bodily Injury/Property Damage Liability (Bodily injury US$ 25000 per person, Bodily injury US$ 50000 per accident, Property damage US$ 10000; additional to tourinsure: Uninsured Motorist Bodily Injury 25,000 PER PERSON/50,000 PER ACCIDENT), US$ 66 per month * 2 = US$ 132 + agency fee US$ 60 + 5% credit card fee => US$ 201,6 => 165,32 Euro at current exchange rate

Geico:
Got the same information as Chris of Japan. Will only offer long term insurance (12 months).

Lions Group:
Did send e-mail to them. Even got an answer in German. They asked me to fill out their form: https://www.lionsgroupinsurance.com/...ntragsformular.
Got a quote for 12 months insurance (all insurances are valid for 12 months the broker told me), valid for US and Canada. Liability to Others, Bodily Injury and Property Damage Liability, $500000 combined single limit each accident. Insurance company is Progressive. Total premium is US$ 106 for my bike, which is about 87,25 Euro at current exchange rate.

Thum Insurance:
Found another insurance company with an online form for foreign customers: https://thuminsurance.com/international-insurance. They answered, that they can't provide insurance for a motorcycle alone, only if it would be insured together with a motorhome.

There are really big differences in the quotes!
__________________
BMW R1150GS Adv
http://wolfgang-kleinbach.de/en/motorcycle-travels/

Last edited by WoK; 27 Apr 2018 at 17:42. Reason: Added new informations
Reply With Quote
  #11  
Old 5 Jun 2018
www www is offline
Registered Users
New on the HUBB
 
Join Date: Jan 2017
Location: Waarschoot,Belgium
Posts: 11
Insurance USA & Canada

Hi Hubb,

I am planning to leave from belgium to toronto within the next weeks to tour the americas.

However I just found out that
"DUE TO THE EUROPEAN PRIVACY REGULATIONS, DAIRYLAND INSURANCE HAS DISCONTINUED THE SAFE TRIP PROGRAM. EFFECTIVE MAY 21, 2018."
This seems to be the insurance company that all the other companies eg motorcycle express etc... were using.

Does anyone have an idea of other options as where to find usa and canada insurance as a foreign national ?

Any input would be appreciated...as google keeps pointing me to companies selling some form of the dairyland insurance...

kind regards
www
Reply With Quote
  #12  
Old 5 Jun 2018
Gold Member
Veteran HUBBer
 
Join Date: Oct 2011
Location: Cambridge, UK
Posts: 672
motorbike insurance or travel and health insurance?

What is your nationality?
Reply With Quote
  #13  
Old 5 Jun 2018
www www is offline
Registered Users
New on the HUBB
 
Join Date: Jan 2017
Location: Waarschoot,Belgium
Posts: 11
Motorbike insurance
And nationality is Belgian (should have mentioned that)
Reply With Quote
  #14  
Old 6 Jun 2018
Registered Users
New on the HUBB
 
Join Date: Jun 2018
Posts: 3
I too have been caught by this (New Zealand resident) and suspect it will be widespread.
Obviously interested in any way to get compulsory cover. Only option atm is cancelling the trip
Reply With Quote
  #15  
Old 6 Jun 2018
Registered Users
New on the HUBB
 
Join Date: Jun 2018
Posts: 2
Usa bike insurance

Same problem with trip bike insurance for USA. All set for tour on 17th June but may have to call it off due to non availability of insurance for foreign nationals. I can confirm that all agents seem to use Dairyland who have pulled out of the market as of mid May 2018. Any one had any luck organizing insurance since then? Here's Hoping!

Last edited by roytheboy; 6 Jun 2018 at 08:51. Reason: spelling!
Reply With Quote
Reply


LinkBacks (?)
LinkBack to this Thread: https://www.horizonsunlimited.com/hubb/north-america/insurance-for-foreign-bike-us-93901
Posted By For Type Date
Insurance for a foreign bike in the US? - Page 2 - Horizons Unlimited - The HUBB This thread Refback 10 Jun 2018 08:19

Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Complete Central America/Mexico/Colombia Border Crossing Information sellheim Central America and Mexico 30 6 Mar 2023 23:33
Winging my way across the USA backofbeyond Ride Tales 7 20 May 2016 22:12
Selling a foreign bike in the Iquique Free Trade Zone (Zofri) s445203 SOUTH AMERICA 8 14 May 2016 12:15
Registering a foreign bike in Zona Franca Chile andrewmillen SOUTH AMERICA 0 2 Feb 2016 00:46
Bike & dog friendly Morocco-Mauritania-Senegal-Mali SauerkrautandTofuwurst Sleep and Eat, North Africa 0 27 Mar 2014 21:16

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now
, and add your information if we didn't find you.

Next HU Eventscalendar

HU Event and other updates on the HUBB Forum "Traveller's Advisories" thread.
ALL Dates subject to change.

2024:

Add yourself to the Updates List for each event!

Questions about an event? Ask here

HUBBUK: info

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.




All times are GMT +1. The time now is 20:03.