Go Back   Horizons Unlimited - The HUBB > All Miscellaneous questions > Travellers' questions that don't fit anywhere else
Travellers' questions that don't fit anywhere else This is an opportunity to ask any question, and post any notice you wish that doesn't fit into one of the other sections.
Photo by Helmut Koch, Vivid sky with Northern Lights, Yukon, Canada

I haven't been everywhere...
but it's on my list!


Photo by Helmut Koch,
Camping under Northern Lights,
Yukon, Canada



Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 19 Jan 2024
Registered Users
HUBB regular
 
Join Date: Sep 2009
Posts: 41
Third party liability insurance?

I have just been made aware that although my insurance covered personal insurance, medical including medivac, the motorcycle insurance, etc, none of the policies I have taken over the years covered for third party liability insurance. This is for countries east of Turkey and beyond. Any advice and recommendations appreciated. Cheers
Reply With Quote
  #2  
Old 20 Jan 2024
Registered Users
Veteran HUBBer
 
Join Date: Oct 2016
Location: Devon, UK
Posts: 800
Motorcycle insurance and medical insurance are completely separate things.

Medical covers you for medical bills outside of your home country, and hopefully medevac should you need it. It's not generally compulsory but it's a very good idea to have it, as medical bills can run into thousands of $ or even hundreds of thousands in some countries.

Motorcycle insurance is mandatory in most countries. Even if it's Third Party Only (TPO) it protects other people from the consequences of your actions. The costs of claims can be huge - it's not just damage to other vehicles, but if you hit a pedestrian who requires 24/7 care for life you can be into millions. You won't normally get insurance that is more than TPO, so you won't be covered for theft or damage to your bike. Your policy at home may cover you for certain other (stated) countries, but if they're not stated, you're not covered. Local police can fine you or even impound your bike if they check and you aren't insured. You can sometimes buy online but more common is to buy from a shed near the border. Ask the border officials.
Reply With Quote
  #3  
Old 20 Jan 2024
Registered Users
Veteran HUBBer
 
Join Date: Apr 2005
Location: Oxford UK
Posts: 2,105
Are you talking about some sort of personal third party liability insurance separate from your bike insurance? Insurance against, for example, you on foot bumping into and injuring someone? Not sure I’ve ever had anything like that unless it was a hidden benefit that I didn’t know about
Reply With Quote
  #4  
Old 20 Jan 2024
Registered Users
HUBB regular
 
Join Date: Sep 2009
Posts: 41
Thank you.
Yes, we have taken local TP insurance in border huts before. I was wondering about recommendations prior to departure from Europe.
I’ll be more specific, has anyone managed to buy this type of insurance for a) Pakistan, b) Russia, c) Stans around the Pamir Highway?
If so, who from and what extent of cover did it give? Many thanks
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Balkans Insurance - Here's the story, with details & sample documents PanEuropean Trip Paperwork 30 8 Jul 2023 06:19
3rd Party Insurance for Rental Bikes (Thailand) Daewoo Trip Paperwork 0 19 Jan 2023 07:07
Have I got this right? Young1 Central America and Mexico 12 17 Dec 2022 20:54
Third party liability insurance in Indonesia Maddogwerner SE Asia 1 6 Sep 2018 17:19
Travel Insurance policy includes 3rd party liability baz870 Trip Paperwork 4 9 Sep 2013 20:47

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now
, and add your information if we didn't find you.

Next HU Eventscalendar

HU Event and other updates on the HUBB Forum "Traveller's Advisories" thread.
ALL Dates subject to change.

2024:

Add yourself to the Updates List for each event!

Questions about an event? Ask here

HUBBUK: info

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.




All times are GMT +1. The time now is 16:02.