Not sure if this counts, BUT......
I was mentally prepared to be robbed on this trip (trans-americas) and I´ve been carrying a dummy wallet with some old cards and the days cash in it - and quite prepared to give it away to anybody who threatened me. Fundementally, I´m not going to be a hero for $100.
BUT - while in Quito (Avd. Amazonias) my ATM card was cloned and in 10 days around $10,000 was siphoned from my account before I next checked it.
Now I still have my card and I´ve always covered the keypad when entering the PIN - even when alone. So the little buggars are not without creativity.
It has caused considerable hassle and the bank hasn´t strictly said they´ll cover the loss yet (although I expect them to).
So I´m not sure if it adds to the debate. I wasn´t expecting to be ´robbed´in this fashion but it makes the $100 in the dummy-wallet seem a bit redundant!