If you like Rukka, but not their price, have a look at IXS.
I have had two of their jackets, between them lasting me about 9 years. One I sold second hand the other I still have. Both waterproof.
Cheaper than Rukka, but not cheap. However, I would invest in a decent back protector: like most off the shelf jackets the armour is OK, but not as good as dedicated armour...
That might have changed since I bought my last one in about 2004
Adventure: it's an experience, not a style!
(so ride what you like, but ride it somewhere new!)