Go Back   Horizons Unlimited - The HUBB > Chat Forum > The HUBB PUB

The HUBB PUB Chat forum - no useful content required!

BUT the basic rules of polite and civil conduct which everyone agreed to when signing up for the HUBB, will still apply, though moderation will be a LITTLE looser than elsewhere on the HUBB.
Contact Overland Solutions for all your custom modifications and setup for overland travel.

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 6 Jul 2013
Registered Users
Veteran HUBBer
 
Join Date: Feb 2007
Location: Denmark
Posts: 169
Insurance help needed

I am English and living in Denmark.

I am in the process of buying a second hand bike in the UK which I want to ride back to Denmark.

When I collect the bike the V5 will be in the previous owners name and I will have a bill of sale from him.

I have contacted Carol Nash and received an e mail back from them saying they could not insure me as I am not a UK resident. Is this a bog standard reply from someone who has no idea what they are doing? I was under the impression Carol Nash was the bees knees for world travellers.

How can I get the bike insured for a few weeks so I can have a UK tour and then ride it back to Denmark? I want to do this the legal way because if there is an accident I want to be properly insured.

I really would appreciate some help as I collect the bike on the 20th July.

Steve


I
Reply With Quote
  #2  
Old 6 Jul 2013
Registered Users
Veteran HUBBer
 
Join Date: Mar 2010
Location: King's Lynn UK
Posts: 325
Get it insured by a company in Denmark?
Or get it insured in the UK on a UK address. Ask the chap you are buying it from if you can use his address.
John933
__________________
To buy petrol in Europe. Pull up at station. Wait. Get out a 20 Euro note, then ask someone to fill up the bike. Give person money. Ride away. Simple.
Reply With Quote
  #3  
Old 6 Jul 2013
Registered Users
Veteran HUBBer
 
Join Date: Jun 2008
Location: Walsall, UK
Posts: 166
When you get the bike back to Denmark aren't you liable for import tax or luxury tax (?) of about 200%? Or is that why you want to keep all the paperwork British?
Reply With Quote
  #4  
Old 6 Jul 2013
Registered Users
Veteran HUBBer
 
Join Date: Feb 2007
Location: Denmark
Posts: 169
If I use an English address and then have an accident there is every possibility that I will not be covered. In fact it is a fraudulent application.

I cannot get an English registered bike insured in Denmark.

When I get the bike to Denmark the bike will go through an import inspection and then I will pay 180% import tax. It will then be issued with a Danish plate.

But I need to get UK insurance in order to ride it home.

Steve
Reply With Quote
  #5  
Old 7 Jul 2013
Registered Users
Veteran HUBBer
 
Join Date: Mar 2007
Location: UK
Posts: 3,370
Steve,
Carol Nash are simply one of the dozens of middle men in the insurance agency business; a few years ago they "sold their souls" from being a specialist in motorcycle insurance to joining up with the rest of the agencies to offer any kind of bog standard insurance that makes them a quick return.
Their telephone based staff are probably no worse than all of the others but, like the others, they are not trained to deal with diffiicult cases, especially because such cases are one-offs that make little profit, for them.

I don't think this is correct:-
Quote:
Originally Posted by steveindenmark View Post
If I use an English address and then have an accident there is every possibility that I will not be covered. In fact it is a fraudulent application.
You can answer the insurance questions positively without saying that you are no longer domiciled in the UK; they will want to know about your previous insurance record, including the data on your driving licence, and details about the bike and where it is kept in the UK.

Anyway, I think your case is twofold -
You need to register the bike in the UK for the time you are here and then transfer the regis to Denmark - if the bike is regis in the UK then one or other of the brokers will insure it subject to you holding a driiving licence that they "like".
Now you are going to tell us that you no longer have a UK driving licence!!!

If you look at the trip paperwork forum there are various sticky threads in there about insurance issues. One of them is about UK insurance brokers;
I use ebike for the convenience, to me, of doing everything online at any time of day or night.
__________________
Dave

Last edited by Walkabout; 7 Jul 2013 at 19:54.
Reply With Quote
  #6  
Old 7 Jul 2013
Super Moderator
Veteran HUBBer
 
Join Date: Apr 2006
Posts: 1,798
Maybe consider putting your moto in a removals truck. Could be simpler/cheaper to do.
Reply With Quote
  #7  
Old 7 Jul 2013
Registered Users
Veteran HUBBer
 
Join Date: Mar 2007
Location: UK
Posts: 3,370
Quote:
Originally Posted by Bertrand View Post
Maybe consider putting your moto in a removals truck. Could be simpler/cheaper to do.
Certainly for a purchase and dash back home, but he wants to tour in the UK first - it could still be a viable option though to avoid a pile of bureaucracy!! Get the bike registered in Denmark and then tour the UK later.
__________________
Dave
Reply With Quote
  #8  
Old 8 Jul 2013
Registered Users
Veteran HUBBer
 
Join Date: Feb 2007
Location: Denmark
Posts: 169
I have tried with e bike insurance but for some reason it will not accept my payment. I tried with 3 different cards. I have checked with the card companies and there is no problem with my cards Sending e bike insurance an e mail is a waste of time, trying to phone them would be more expensive than the insurance itself.

I will try to talk to a person at Carol Nash today regarding insurance.

I can get the bike on the freight ferry at Immingham but dock staff will not touch the bike. I need to find a courier who will collect it and physically put it on the boat and strap it down with straps they provide themselves. The ferry company will not provide straps. I am in the process of that now. Does anyone know of one?

Steve
Reply With Quote
  #9  
Old 8 Jul 2013
Registered Users
Veteran HUBBer
 
Join Date: Jul 2008
Location: Stockton-on-Tees England
Posts: 106
Vehicle insurance is only legally sold from the country in which the vehicle is registered with the owner having a registered address in that country.

Margaret
Reply With Quote
  #10  
Old 19 Jul 2013
Registered Users
Veteran HUBBer
 
Join Date: Feb 2007
Location: Denmark
Posts: 169
I found the answer to the problem.

Dont try and arrange insurance by e mail or online in the hope you will fool the insurance company. Ring them up and talk to a person.

You will need a uk or international licence and an address in the UK where you are living permanently. What is permanent these days?

I rang the company up and had no problem and got it cheaper than I would on Line.

Steve
Reply With Quote
  #11  
Old 19 Jul 2013
Registered Users
Veteran HUBBer
 
Join Date: Mar 2007
Location: UK
Posts: 3,370
Quote:
Originally Posted by steveindenmark View Post
Ring them up and talk to a person.
I rang the company up and had no problem and got it cheaper than I would on Line.
Steve
Which company? C Nash?
It is always better to deal with a human, but one reason that I use ebike is because I can add bikes/riders, change cover etc etc at 2 am (say) from anywhere that has access to the internet.
(they don't hold me up with questions and ask me if I am currently in the UK, for instance).

Quote:
Originally Posted by mrsgemini View Post
Vehicle insurance is only legally sold from the country in which the vehicle is registered with the owner having a registered address in that country.
Margaret
I can't see how that is so: all insurance sold at international borders would be invalid on this basis- how good it actually is in the event of a claim is a very different thing of course.
__________________
Dave
Reply With Quote
  #12  
Old 27 Jul 2013
Registered Users
 
Join Date: Jul 2013
Location: Heidelberg
Posts: 0
Insurance

It is very hard to get Insurance in the UK and the Greencard you can get is not valid in the country the bike is registered IT WILL WORK IF YOU OUTSIDE THE UK.
if you need more info contact me
stefan
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Help needed finding European Insurance waz_777 Trip Paperwork 8 11 Apr 2013 17:22
Green card insurance needed in Portugal?..Bike is stored there? gopdebeek Trip Paperwork 1 12 Mar 2013 13:10
Help needed in getting UK insurance for tourist. Biker_CC Europe 2 9 Sep 2012 21:57
Health insurance for a UAE to UK trip needed. Jonnyoneye Staying Healthy on the Road 1 17 Aug 2012 11:50
Insurance needed -Irish bike owned by US citizen MM17 Trip Paperwork 2 30 Apr 2012 03:18

 
 



Renedian Adventures

HU DVD Summer Special!

Now that summer is here, get On the Road! Take 30% off the Achievable Dream - On the Road! 2-DVD set until August 31 only. Get On the Road! Learn the tips to staying healthy, happy and secure on your motorcycle adventure!

Our veteran travellers share their tips (and great stories) for staying healthy, happy and secure on your motorcycle adventure.

"A fantastic, informative and inspirational DVD."

"It's brilliant - thank you very much!"

Check it out at the HU Store! Remember to use Coupon Code 'ONTHEROAD' on your order when you checkout.

What others say about HU...

"I just wanted to say thanks for doing this and sharing so much with the rest of us." Dave, USA

"Your website is a mecca of valuable information and the DVD series is informative, entertaining, and inspiring! The new look of the website is very impressive, updated and catchy. Thank you so very much!" Jennifer, Canada

"...Great site. Keep up the good work." Murray and Carmen, Australia

"We just finished a 7 month 22,000+ mile scouting trip from Alaska to the bottom of Chile and I can't tell you how many times we referred to your site for help. From how to adjust your valves, to where to stay in the back country of Peru. Horizons Unlimited was a key player in our success. Motorcycle enthusiasts from around the world are in debt to your services." Alaska Riders

contest pic

10th Annual HU Travellers Photo Contest is on now! This is an opportunity for YOU to show us your best photos and win prizes!

NEW! HU 2014 Adventure Travel T-shirts! are now available in several colors! Be the first kid on your block to have them! New lower prices on synths!

HU 2014 T-shirts now in!

Check out the new Gildan Performance cotton-feel t-shirt - 100% poly, feels like soft cotton!


What turns you on to motorcycle travel?


Global Rescue, WORLDwide evacuation services for EVERYONE

Global Rescue is the premier provider of medical, security and evacuation services worldwide and is the only company that will come to you, wherever you are, and evacuate you to your home hospital of choice. Additionally, Global Rescue places no restrictions on country of citizenship - all nationalities are eligible to sign-up!


New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80 G/S motorcycle.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events (22 this year!); we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, the HUBB or to receive the e-zine. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.


Books & DVDs

amazon

All the best travel books and videos listed and often reviewed on HU's famous Books page. Check it out and get great travel books from all over the world.


Motorcycle Express for shipping and insurance!

Motorcycle Express

MC Air Shipping, (uncrated) USA / Canada / Europe and other areas. Be sure to say "Horizons Unlimited" to get your $25 discount on Shipping!
Insurance - see: For foreigners traveling in US and Canada and for Americans and Canadians traveling in other countries, then mail it to MC Express and get your HU $15 discount!




All times are GMT +1. The time now is 00:59.