Another boring question on insurance in Ceuta

**cjdad76** · #1 24 Mar 2010

I know there are loads of posts on bike insurance for Morocco, but most of what I have read is from some time ago and I was hoping someone could update me. We are ferrying from Algeciras to Ceuta early next week!

I am intending to get border insurance when we get there, can anyone update me on the below:

1) Can I get insurance in Algeciras, avoiding the worry of doing it in Morocco?

2) If sorting in Morocco, does anyone have GPS co-ord's or address for the nearest offices

Thanks - and sorry if everybody is fed up of hearing about this stuff!!

**Dazzerrtw** · #2 24 Mar 2010

Hi
I hear that they have stopped selling insurance at the boarded in Ceuta.

So this year I have taken out insurance here through carol nash .the cover is with Groupama and they have sent me a green card for Morocco.

Have fun

Dazzer

**cjdad76** · #3 24 Mar 2010

Thanks Dazzer,
CN wouldn't touch me for a single trip, but I already have cover here in the UK and pay a lot less than what they wanted for a years insurance.

I've heard that insurance offices in Ceuta are closed too.

**bholinath** · #4 27 Mar 2010

I recently came through that way in dec 2009 heading into Morocco. You will be lucky if you get through without a green card, although I was lucky but 5 euros down -
here's an excerpt from my blog on the topic;

Quote:

Guys clutching documents, telling us we needed to fill them in, then insisting that they fill them in for us. Of course they were going to ask for a small fee to 'help' us. So me being me, I wanted to do this myself.
Meanwhile Kev had a few guys helping him fill in his details. After getting a laser to the head from the medic (checking for flu we think) I handed in all the necessary documents to the official. I had no insurance for Morocco (no green card) and the official threw the papers back at me,
"No Insurance".
Damn. What to do? I was told by my insurers that I would have to buy insurance on the border. After asking a few people at the border I was told that this was no longer possible.
What to do?

read how I got on here...

A Long Lay Down: Honda C90...Bulletproof? My arse )

I would sort it out before you get to the border, as at first I was refused. I cannnot remember looking for or seeing insurance offices in Ceuta but there maybe some - worth checking. A tout told me insurance was no longer possible on the border - but he was a tout. I certainly never saw anywhere on the border itself where you could get it.

I later stayed at nearby Teteuoan and found out insurance is available for;
1month = approx. £100
3months= approx. £190
this is for third party insurance only, not fire or theft.

I'm not sure where you're staying but nearly all towns have 24hr manned, secure parking in towns and I felt comfortable leaving my vintage Vespa there. Expect to pay around 1Euro (10 Dirham) a night. (negotiable)

Co-op insurance also issues green cards to their customers.

Have fun. Its a wicked place.

**guzzibob** · #5 30 Mar 2010

3 of us went through Ceuta on bikes just over 3 weeks ago. There is nowhere to buy insurance, neither was there when I passed through 2 years ago. This time we had done our custom forms on line here in the UK so just presented passports at the first office (2 of the 3 with CIN numbers from previous trips), then presented customs forms and V5s at the next office. No problems what so ever, and no one asked to see insurance at all. No touts but it was early in the season, early in the day, p*ssing with rain, and we looked like we knew what we were doing...(ho ho).
We intended to get some insurance 'later' when we saw an Axa office, but there aren't many on the pistes....now home, and we got away with it. No one asked for any docs at all in over 2 weeks. On balance, and having paid for a Carole Nash Green Card last time, I personally wouldn't bother next time either.

**eightpot** · #6 31 Mar 2010

you can't buy insurance on the door anymore, but you can get it from an insurance agents called Wafa - they have branches in most of the main towns and if you ask about people will direct you to them. We picked some up about 100km out of ceuta, forget which town, maybe Rabbat.
It isn't any cheaper (think it was about 80 quid), and covers for a month. Noone ever asked us for it or wanted to see it - if I go again I may not bother, but sods law would no doubt kick in.

**Niva Say Never** · #7 31 Mar 2010

Just so everyone is aware, if stopped by the Police, they WILL demand to see your insurance. In the 5 weeks i was there this year i had to produce my valid green card 3 times. Once, for example, was for apparently running a red light - what red light, we went back and checked, there was no light. So even being carefull and not commiting any offences may not be enough to get away with it.
I don't know exactly what would have happened if i couldn't have produced it, but it's certainly going to spoil your day.

Enjoy Morocco, but i'd do it by the book

**pera** · #8 31 Mar 2010

A few years ago it was possible buying an insurance at the border, now it´s not possible. When you are registering your bike custum police will ask you for a green card, and you will not pass wihout it, so take it from home.

Niva, you are veru lucky! I´ve been more than 70 times in Morocco and have been stopped by the police many many times and I never have shown my green card. Anyway I would never drive my bike in Spain, Morocco nor anywhere without an insurance...

Enjoy Morocco and take care with speeding, mostly near towns, there are more radars there than in Europe

**Koho** · #9 1 Apr 2010

Quote:

Originally Posted by Dazzerrtw

Hi
I hear that they have stopped selling insurance at the boarded in Ceuta.

So this year I have taken out insurance here through carol nash .the cover is with Groupama and they have sent me a green card for Morocco.

Have fun

Dazzer

I did the same this winter!!

**motoreiter** · #10 1 Apr 2010

i'm going to morocco in may and have been assured by several people that I can get insurance coverage at the border; my green card does not cover morocco.

what about the border post in Tangiers, is insurance available?

**Knight of the Holy Graal** · #11 1 Apr 2010

Quote:

Originally Posted by pera

Anyway I would never drive my bike in Spain, Morocco nor anywhere without an insurance...

Enjoy Morocco and take care with speeding, mostly near towns, there are more radars there than in Europe

I agree with you what say about insurance, I always prefer to be well covered regardless of the Country I'm in.

And thanks for your warning about the speed traps, I'll ride Morocco next August, so I'll keep my eyes open!

**Chris Scott** · #12 1 Apr 2010

i'm going to morocco in may and have been assured by several people that I can get insurance coverage at the border.

Well not Ceuta/Fnideq it seems, but in an earlier thread on this subject someone gave a wpt for a place in the first/next town on the way to Chef.

what about the border post in Tangiers, is insurance available?
Must be, someone will know for sure.

Ar Beni Ezzane (Nador) there is a WAFA in town - the AXA near the port I identify in the book does not do it, or so I was told last week.

Better to try get it in northern towns anyway - not so easy down south in my experience (try Er Rachidia). I too have not bothered/given up trying on occasions, but one time I decided to buy in Agadir I was checked in Tan Tan next day.

Bottom line is if you leave Fnideq and are pulled, just say you could not buy and are heading directly for the AXA or WAFA in the next town. Not having insurance in MK is not yet the same deal it has become in the EU - a small bribe will get you out of it, if such a thing is implied.

Good to see that green cards are becoming available again for UK people.

The radars are especially common on the N1 west coast road north of Guelmim, IME. Never seen one in the desert.

Ch

WAFA agencies map but cant guarantee all will offer frontier insurance.

**Quintin** · #13 1 Apr 2010

I can confirm that the WAFA Agency in Guercif does (or at least did in 2007/8) do Frontier Insurance. I travelled over to Nador in my big truck, got in without insurance and stopped there the next day and got insurance for significantly less than the (closed-it was a sunday) agencies were offering at the port.

I can confirm also that if you say to the Police that you couldn't get insurance on entry and that you're heading to get it now you should be OK. I was told this by a policeman who just happened to be in the WAFA office at the time. They know full well about the difficulties for some European travellers in getting insurance.

I must say though that I think it is wholly irresponsible, not to say immoral and worse, to deliberately chose to travel in any country without insurance however hopeless the policy cover may turn out to be.

Q

**JoJo1** · #14 2 Apr 2010

Hi all,

there is an insurance office at Tangiers, just outside the port. (I was there again last week) There's no insurance office at Ceuta as far as I know (I'll be through there next month and will post an update.

I've got through Ceuta several timezs without insurance no problem. I just told them I'd get it en route and they were fine. There are several insuruance offices in Fnideq AXA, Cotassure, etc.

Don't travel in Morocco without insurance. Some posters have said it's not worth the paper it's written on. OK, you might not get a payout if you're bikec/car's stolen, but run over a kid in a big city and you're on your own...

Happy trails,

Jojo

**Huskynose** · #15 5 Apr 2010

And dare I pose the question : what's wrong with obeying the law of a country where you're a guest ?