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Old 18 Jan 2010
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SOAT in Peru

I am being constently harrased by police in Peru since I do not have a Peruvian SOAT (or an international 3rd party insurance). Riding solo also makes me prime target, when I was ridding with buddies we never got stopped.
I searched and asked every isurance company, banks and brokers, the only SOAT they sell is the full year one at 420 Soles or ~150US$.
Othet riders I met also didn't buy SOAT and they just try to get out of it with the usual "tricks".

Anyone has a better ideas? what did you guys do?

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Old 18 Jan 2010
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Location: Beenleigh Qld Australia
Posts: 44
What can be said when you dont conform with a countries laws what did your companions that you rode with do, do you think it is wise to ride without third party isurance, also is it legal in your country to ride without third party insurance, Please dont come to OZ and run me over without 3rd Party insurance some one may have an answer to your insurance problem and I certainly hope so.

please cosider the following for the sake of those that come behind you

The Bridge Builder
An old man, going a lone highway
Came at the evening cold and grey,
To a chasm, vast and deep and wide,
Through which was flowing a sullen tide.
The old man crossed in the twilight dim-
That sullen stream had no fears for him;
But he turned when he reached the other side,
And built a bridge to span the tide.

"Old man said a fellow pilgrim near,
"You are wasting strength in building here,
Your journey will end with the ending day;
You never again must pass this way.
You have crossed the chasm, deep and wide ,
Why build you the bridge at the eventide?"

The builder lifted his old grey head ,
"Good friend, in the path I have come," he said,
There followeth after me today
A youth whose feet must pass this way.
This chasm that has been naught to me
To that fair-haired youth may a pitfall be.
He too,must cross in the twilight dim;
Good friend, I am building the bridge for him."

Kind regards
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Old 18 Jan 2010
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I'm not going to get into the ethical implications, which is not what was asked about. I'll just report that I spent several weeks in Peru--cities, rural roads, dirt, pavimento, north, south, east, west, desert, mountains, etc.--usually riding alone and was not once asked about insurance. Like you, I declined to buy any when I found it was only available for a year at relatively high cost.

I was warned about a specific cop on the coastal road who was harassing travelers on bikes, but I managed to avoid him. On other occasions I was stopped, asked for my papers, and politely told to please ride on when I showed them various expired, canceled and/or ineffective documents (registration, license and North American insurance respectively).

So.....I'd try to think about what it is that you're doing which attracts so much attention. I doubt that it's merely riding alone, although what do I know, really?

Hope that's helpful.

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Old 18 Jan 2010
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My Colombian riding partner and I were being harassed as well.
We tried to purchase SOAT but as you discovered, only 1yr policy's were available.
My partner showed them his 3rd party international insurance but they were not interested in it.
After paying $8 each for the return of our passports (they took them) we reported the incident to the national police. We were also told that SOAT was not needed for tourists.
If you have insurance they should not bother you, if you don't, you might be open game.

Anyway, I uploaded the document (2 files) that was drawn up when we visited the national police. It may be of interest.? Index of /police_peru

Here's the cop holding my passport

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Old 19 Jan 2010
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Zentropa, I met 3 Colombian riders who were in similar situation as you (and probably worse then me, I never had to go to the extent you did... yet
...what happen when inter-countries politics interfer with us I guess.

Hi Mark,
Yep it helps, hope on my way down, it was a 1-off thing... at least it's encouraging, I just like this country and will spend a lot more time to do what you did on the way back.
But what can I say, might be my helmet? (and just a joke "Champ", I have a regular helmet... and it's D.O.T and SNELL approved, no wories).
The only thing I can say is I have an Ecuadorian license plate, which some other riding budies speculated might be the cause. Otherwise, hey, I am on freedom vacation here, why would I even do anything close to or stupide and ruining someone else's life or my own?

Ride safe
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Old 19 Jan 2010
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Location: Wild West (of Crete)
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Originally Posted by markharf View Post
I'm not going to get into the ethical implications, which is not what was asked about. I'll just report that I spent several weeks in Peru--cities, rural roads, dirt, pavimento, north, south, east, west, desert, mountains, etc.--usually riding alone and was not once asked about insurance. Like you, I declined to buy any when I found it was only available for a year at relatively high cost.

Same here. Although once I was (rightly) stopped for speeding, and when they found out I didn't have the SOAT I had to backhand the guy a few quid, which covered the speeding "fine" as well.


London-Cape Town 2004-06
Buenos Aires-Vancouver 2008-10:
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Old 31 Jan 2010
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SOAT requirement in Peru

SOAT , third party insurance, is not required in PERU to " tourist vehicles" or foreign registration tags (bikes, cars, etc..) up to 30 days in the country. When this vehicles are in transiting across the country.

It is written in the law. So you know now.

SOAT could be purshased in many places . There is one SOAT good for LIMA only and the other for the whole country including Lima of course. It is about $150 dollars .
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Old 7 Feb 2010
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Gaston: If you know where in the law this 30-day exemption is, could you please point it out? I´ve been searching online for awhile with no luck. Yesterday first encounter with the Peruvian traffic cops (south of Trujillo). Immediately asked for SOAT, which I did not have. Their lawbook was pulled out, and I was shown precisely where SOAT is required for foreign vehicles. A copy of the law is online. look specifically at Page 5, paragraph 1:
http://www.mtc.gob.pe/indice/B.-%20S...20Civil%20.pdf -
Fortunate to have bluffed my way out. I have not been able to find anything about short-term SOAT in Peru, which is unfortunate for this one week of travel here on my way to Chile.
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