Horizons Unlimited - The HUBB

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-   -   Recommendations for travel insurance (https://www.horizonsunlimited.com/hubb/trip-paperwork/recommendations-for-travel-insurance-100073)

Jetlag Jon 15 Nov 2019 12:55

Recommendations for travel insurance
 
I am having trouble finding a travel insurance policy that covers motorcycles larger than 250cc for my trip to Argentina and Chile in Jan/Feb 2020
Does anyone have any recommendations?

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Tomkat 15 Nov 2019 13:11

Try https://www.worldwideinsure.com/

Jetlag Jon 15 Nov 2019 13:31

Quote:

Originally Posted by Tomkat (Post 606166)

Maximum 14 days of motorcycling, on road only, so no use unfortunately.

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Jetlag Jon 15 Nov 2019 14:55

Quote:

Originally Posted by Tomkat (Post 606166)

I phoned them up, now sorted, thanks!

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Grant Johnson 15 Nov 2019 20:20

Quote:

Originally Posted by Jetlag Jon (Post 606170)
I phoned them up, now sorted, thanks!

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So what are the policy differences they gave you? They clearly state in the fine print:

Motorcycling (on road, provided You hold an appropriate full licence and are wearing a helmet, max 14 days any one Trip

Also:
In addition to the activities listed above, the following activities will also be covered on an amateur basis and are subject to a 50% premium load....
...Motorcycle Touring in Europe only;


Curious minds want to know...

markharf 15 Nov 2019 21:20

Of course I hope you've found the insurance you need for your trip.

It does seem kind've important to remember that no promise, no statement, no assertion exists until it's committed in writing within a legally-binding contract. There are a variety of reasons why a phone representative might offer something which turns out false, not limited to ignorance, a desire to please, crass self-interest (agents earn percentages of whatever they sell), and the imprecision of spoken language.

All of which is to say that I'm also curious about the details. You could do a real service to others reading here by posting more about what your phone call revealed, along with who you talked to.

Jetlag Jon 15 Nov 2019 21:54

The policy is this one.....

http://www.voyagerinsurance.com/VIS/...insurance.html

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markharf 16 Nov 2019 03:00

So far, so good. I’m intrigued by the fact that it covers, for example, damage to your boots(!).

As a minor quibble, that is not your policy; it’s a description of a policy, which will be longer and a lot more detailed. For example, there will be deductibles to apply, and an application to fill out which, as I understand it, will include a listing of any existing medical conditions.

Still interested in hearing more, but glad you’ve found something which sounds well-suited.

Mark

7800 16 Nov 2019 09:13

I have looked into Navigator Insurance Standard Longstay policy, which seems to fit the bill.

Jetlag Jon 16 Nov 2019 11:22

Quote:

Originally Posted by markharf (Post 606189)
So far, so good. I’m intrigued by the fact that it covers, for example, damage to your boots(!).

As a minor quibble, that is not your policy; it’s a description of a policy, which will be longer and a lot more detailed. For example, there will be deductibles to apply, and an application to fill out which, as I understand it, will include a listing of any existing medical conditions.

Still interested in hearing more, but glad you’ve found something which sounds well-suited.

Mark

Questionnaire was done on the phone. I had to call another number about pre-existing medical conditions- paid another £10 to cover any treatment arising from high cholesterol, for which I am currently taking statins. For an extra £7, I removed the excess, which seems a good deal.

This policy doesn't cover North America, but, as I am not going there, is not a problem for me. I believe you can cover North America, but for an additional, presumably hefty, premium.

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