Horizons Unlimited - The HUBB

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coxy 7 Jul 2009 12:52

Insurance
 
So there you go good old Mike Berry.:thumbup1:

misterpaul 7 Jul 2009 13:31

Indeed. Thanks for passing on those contact details Coxy :thumbup1:

roamingyak 7 Jul 2009 14:01

$20,000 is GBP 9,890 - so roughly 7% of the cost. Not bad.

Is VAT charged on insurance?

What about if you crash it, are held up at gunpoint, hit another vehicle or are struck by a falling tree etc?

Cheers, Darrin

misterpaul 8 Jul 2009 00:43

Tax is included in the price quoted.

Insurance I got the quote for is just fire and theft, so not including accidental damage caused by crashing etc. If we're held up at gunpoint and they take the truck I would hope that would be covered as theft.

Toyark 8 Jul 2009 08:49

Quote:

Originally Posted by misterpaul (Post 249043)
If we're held up at gunpoint and they take the truck I would hope that would be covered as theft.

If that terrible scenario was to happen, I doubt very much the insurance would cover it as that would probably come under a 'civil unrest' clause or something of the like-
Read the fine print or better still, the missing print...
As it says on $ bills -'In God we trust', anything/one else....check carefully and whatever you agree, get it in writing and in detail.

freeflyd 9 Jul 2009 14:57

Mike also got back to me with this:

Dear Mr du Plessis,

Thank you for your e mail below and for returning the completed quotation form.

The 2 quotations are as follows: -

Cover Accidental Damage Fire & Theft risks only

Geographical area Worldwide (Excluding USA & Canada)

Drivers Named aged 25 years or over with 2 years experience

Policy excess £250.00 in respect of each and every loss

Main exclusions Third Party Liability cover. Vehicle contents

Premiums 4 months cover £1047.90. 12 months cover £1814.40.


I think it's a bot steep, so I'll try to get local Insurance agencies again. Tough Stuff will do to Kenya and South of Equator for half that with some seriously good benefits.

darkhelmet 2 Dec 2009 21:32

There is this company in the Netherlands. I got this name here on the Hubb...

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