Horizons Unlimited - The HUBB

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-   -   insurance (https://www.horizonsunlimited.com/hubb/south-america/insurance-12158)

seattlepaul 20 Jul 2005 04:47

insurance
 
Hello, Leaving Seattle in July and getting ready to blast off to Mexico, Central, and South America for six to ten months. It seems health insurance is reasonable, but I have yet to find a policy for my motercycle (r1150gsadventure.) Would appreciate tips on where to find a policy, if its possible, for my bike. Thanks so much.

herbertroelandt 20 Jul 2005 06:57

Try to contact this company
http://www.alessie.com/
They can do it

burnout1 20 Jul 2005 17:31

I had an insurance from a company called "United american underwriters". Well I don`t acctually know where their head office ist, I got it from an agency in Germany called "K.H. Nowag Versicherungen"
Maybe that that helps you.
Have a nice ride
Burnout1

martheijnens 25 Jul 2005 23:46

I hop around for 7 month now on my motorbike through South America without insurance. Ik made my own certificate. Nobody has ever asked questions abou my insurance.

When I arrived from Tokyo in Santiago de Chile I went to the Automovil Club de Chile. For me they phoned every insurance company but without result. At the end they wrote a letter in which they declared that everything was tried but that it was impossible to get an insurance.


Riq 26 Jul 2005 02:48

The only 2 companies that I know of in North America that will sell you insurance for Mexico are Sanborn insurance www.sanbornsinsurance.com

or American Motor Association.

Sanborn also sold me insurance for the rest of Central America with the exception of Guatemala City.

nikb 26 Jul 2005 02:58

Quote:

Originally posted by martheijnens:
I hop around for 7 month now on my motorbike through South America without insurance. Ik made my own certificate. Nobody has ever asked questions abou my insurance.

When I arrived from Tokyo in Santiago de Chile I went to the Automovil Club de Chile. For me they phoned every insurance company but without result. At the end they wrote a letter in which they declared that everything was tried but that it was impossible to get an insurance.


I seem to be having the same issue...don't know wether its a good idea to get it or not or if I can! I've had my license suspended for 6 months and seems like many companies wont touch anyone who ticks yes tot his question on the forms - doesn't seem to matter that I've never had an accident in my life or that I have years of no-claims and such!

Very anoying as it makes me think twice about going, if the worst happens and I hit someone I'm in deep s**t!

Anyone had any exprience with this situation?

Thanks

Boz

Werner 26 Jul 2005 08:45

Hi Boz,
If you hit someone you'll be in deep s**t, no matter what. Therefore, don't hit someone, and don't let someone hit you. After travelling through some 120 countries during the past eight years, I bought insurance only when I absolutely had to, e.g. green card in Europe. Never bothered in South America, Africa, Asia, and Australia. In Central America I was forced to buy in Costa Rica. In Mexico, for example,insurance is not mandatory. I do have health insurance, because I'm a relatively old boy (68), and if I should fall off the bike awkwardly, I may have to ship my battered body home, and this can get expensive. With the bike: I figure if I get in collision with someone, it will be their fault, and they will have to pay for me. For me it's all part of the adventure.

nikb 26 Jul 2005 13:55

Thanks Werner!

Very hard getting past the guilt of not having insurance after being told for so long that its
manditory! I guess comman sense is the best policy, just didn't and don't want anything to stop me from doing this journey - sold everything I have like many to do this so accepting that I wont get insurance for the bike is another thing I'll get used to!

Cheers

Boz

DiasDePlaya 26 Jul 2005 21:19

Quote:

Originally posted by martheijnens:

When I arrived from Tokyo in Santiago de Chile I went to the Automovil Club de Chile. For me they phoned every insurance company but without result. At the end they wrote a letter in which they declared that everything was tried but that it was impossible to get an insurance.


Here in Chile is not possible to get an insurance for a bike and this is because the insurance companies decided that we are not a good bussines for them.

------------------
Ya verĂ¡s como quieren en Chile al amigo cuando es forastero (traditional song)

Jose Pedro Espinosa
Curico, Chile

Werner 28 Jul 2005 07:44

One Attaboy! for you Boz. Just go for it. Insurance is for wimps.

Riq 28 Jul 2005 11:40

Spoken like someone who only worries about themselves and neither those they injure or those who follow.

If enough riders do not carry insurance where it is required it will only serve to make it more difficult for future riders in that area.

nikb 28 Jul 2005 14:10

Hi,

Can't find insurance for south america but can for the US and Canada so I will be getting it for the north.

Boz


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