Horizons Unlimited - The HUBB

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-   -   Insurance for a foreign bike in the US? (https://www.horizonsunlimited.com/hubb/north-america/insurance-for-foreign-bike-us-93901)

Grant Johnson 10 Aug 2018 20:13

Liability of course, and the rest is all available as you'd expect. :)

Dietz 11 Aug 2018 13:53

Hello Grant,
thanks for the quick reply. This is marvellous news!

We were already rescheduling for a trip around the britsh isles, which is a great trip as well, but not as we initially planned.

Do you think you will get clarification about the legitimzation for foreign registered bikes within the next few days?

We are planning to start our 4 week trip on the east coast of the US and Canada in mid September and because of the insurance situation we haven't booked anything yet...and flight cost are about to increase - at least the passenger flights.

Best regards,
Dietmar

Grant Johnson 11 Aug 2018 23:18

Quote:

Originally Posted by Dietz (Post 588151)
Hello Grant,
thanks for the quick reply. This is marvellous news!

Do you think you will get clarification about the legitimzation for foreign registered bikes within the next few days?

Best regards,
Dietmar


All I can say is what I was told, so given it's a big company the small company is waiting on... your guess is as good as mine!

UKJeeper 19 Aug 2018 13:33

I went through Fernet/Cheryl. Got a policy with Progressive. had to pay for a whole year, but it's pro-rated (you get back what you don't use).

Did 11,000 miles around the US, fortunately never had to put it the test (no accidents), and cancelled through Fernet while in departures at Vancouver.

Cheque for $600 (which is most of it) on its way to me.

nicolas36 2 Sep 2018 03:42

North American insurance for foreigners
 
Hi, I'm French and actually in Japan before reaching Vancouver with my motorbike by boat
I had contacted Motorcycle Express to get an insurance for my motorbike in Canada, USA and Mexico. I had been told that American compagnies doen't accept to insure foreign motorbike anymore. And now furthermore Motorcycle Express just answered me that Canadian compagnies doesn't also !
They are trying to negotiate with others compagnies

Does anybody have any information about insurance compagny in Canada or USA who would be able to insure foreign travellers ?

(This post moved from a separate thread by moderator)

nicolas36 3 Sep 2018 09:04

Sorry I didn't see the discussion about my request was in progress yet. So I'll take the time to read closely all you post. All the best

Rockhopper98 14 Sep 2018 15:46

Quote:

Originally Posted by Grant Johnson (Post 588084)
Don't do anything irrevocable yet! GOOD news is coming, within days with any luck at all. I've been corresponding with Cheryl at Fernet, and they will write policies - but they haven't yet got ABSOLUTE CONFIRMATION IN WRITING that it's 100% legit for foreign travellers, so they're waiting for that, and she'll let me know instantly and I'll post it here.:mchappy:



Hi Grant,

Wondered if you've heard anything further ?

Kind regards,

Matt

Grant Johnson 14 Sep 2018 16:03

Good news!
 
LATEST word from Fernet:


They ARE writing policies and are satisfied they're fine! Contact Cheryl at Fernet, and be sure to tell her where you heard about it.


:wave::wave::wave:

novas 21 Sep 2018 19:46

Sticky: Insuring foreign bikes in North America
 
Further to Grant's post above, Cheryl Dudek of Fernet sent important details about getting your foreign bike insured in North America. Good stuff!

Go here for the sticky post:
http://www.horizonsunlimited.com/hub...-america-96022

2wheelsinmotion 24 Sep 2018 12:56

Thank You
 
Thank You to all for the effort in getting this sorted it is very much appreciated. We were wondering how we were going to get into the States to then ship our bike home, we have also passed this onto other Overlanders we have met while in Colombia and who are also heading North

Great News

David & Em

2wheelsinmotion 2 Oct 2018 00:28

Does Fernet insurance actually cover you??
 
Hi All,
Spoke to Cheryl and got her to send the PDS out for the policies being offered. There are a number of references within the PDS to "The principle garaging address" . Now when I got a quote I was required to provide an address in the US which I did and I asked the question, "why" and was told it was simply for mailing the documents. My concern is that we are being sold a policy which requires us to actually have a principle garaging address and obviously being a foreign traveller this doesnt exist and any claim would be rejected. Below is just one example from the policy document. I will contact Cheryl for conformation and advise all as to the outcome


DUTY TO REPORT CHANGES
You must promptly notify us when:
1. your mailing or residence address changes;
2. the principal garaging address for a covered motorcycle changes

This policy was issued in reliance upon the information provided on your insurance
application. We may void this policy at any time, including after the occurrence of an
27
accident or loss, if you have knowingly and with the intent to defraud:
1. made incorrect statements or representations to us with regard to any material
fact or circumstance;
2. concealed or misrepresented any material fact or circumstance; or
3. engaged in fraudulent conduct;
at the time of application. This means that we will not be liable for any claims or damages
that would otherwise be covered.

wingrider.steve 13 Oct 2018 19:00

Canada/USA Insurance?
 
I am a UK citizen and am looking to fly myself and my bike to Canada next year to travel across Canada then into the US.

Will I be able to get Canadian insurance for me as a foreign resident on a foreign (UK) registered bike and if so, will that Canadian insurance be cover me while riding in the USA?

Grant Johnson 14 Oct 2018 01:11

Get the US insurance from Fernet as above. It’s valid in the USA and Canada.

wingrider.steve 16 Oct 2018 12:06

With a bit of luck the insurance glitch looks like it has been sorted so I am starting to think about doing my big bike trip (on my own UK registered Wing) next year.
I am considering buying a trailer, a Third Wheel Trailer, picking it up from the factory about 100 miles SW of Toronto then using it for the trip across Canada and into the US before shipping it and my bike back to the UK.

What I need to know is what are the legal implications of me as a UK citizen using a UK registered bike pulling a trailer which has been purchased in Canada across the border into the US?

JMo (& piglet) 16 Oct 2018 12:14

Quote:

Originally Posted by wingrider.steve (Post 590770)
With a bit of luck the insurance glitch looks like it has been sorted so I am starting to think about doing my big bike trip (on my own UK registered Wing) next year.
I am considering buying a trailer, a Third Wheel Trailer, picking it up from the factory about 100 miles SW of Toronto then using it for the trip across Canada and into the US before shipping it and my bike back to the UK.

What I need to know is what are the legal implications of me as a UK citizen using a UK registered bike pulling a trailer which has been purchased in Canada across the border into the US?

Do you need to register that style of trailer separately in Canada? - if so then you'll need to have an address to do that; but if those mono-wheel trailers just use the same reg as the bike (as trailers do in the UK), then I can't see any problem with what you're proposing at all - just as long as your insurer knows you'll be using the bike to tow with as well of course.

Jx


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