Life Insurance
 

One other point to note is that in my case I have Income protection, Death and TPD (Total Permanent Disability) insurances through my Super fund (not sure what you call them in the UK/ USA/ Others).

Anyway I'll be cancelling my income protection, due to enjoying myself and not working :thumbup1: but keeping the Death and TPD as I'm also covered while OS and my wife will get 1,000,000 if I die or suffer a permanent injury.... which may be why I have caught her trying to put a pillow over me..... she said it was to stop me snoring..... maybe permanently :rolleyes2:

Motorcycle licence for the country im travelling in
 

Can anyone tell me if I'm allowed to enter a country does this mean I'm then automatically licenced to to ride my motorbike in their country.

In the PDS it states, "Your claim arises from being in control of a motorcycle without a current Aust licence (all good there) .... or you are a passenger on a motorcycle that is in the control of a person who does not hold a current licence for the country you are travelling in

All you can do is get an internation driving permit from the ARAC, there are two which cover different countries, if you plan to go everywhere get both but I doubt anyone on the road will know the difference.

Usually your home-country motorcycle license will allow you to ride in whatever country you enter. A car license will often not, and although sometimes they don't notice or care, it's also true that sometimes they do. This can cost time, effort and money in real or fake fines, and it might render any insurance invalid.

For example, coming to my country, the USA, and riding around without a motorcycle license is a real risk, notwithstanding the fact that people do it all the time. A single stop by a single cop might end your trip rather rudely.

Then there are the countries which won't allow riding unless you've got a local driving license. The ones that come to mind from my recent experience are Guyana and Cuba, but there are certainly others. Most places where this is true will provide some sort of way you can buy a local license without jumping through too many hoops in tropical heat and humidity.

Hope that's helpful.

Mark

Thanks
 

Thanks Mark & Mark

As I suspected if there is a licence required when we cross boarders I'm sure we will be charged the cost

I will follow up our international licence options from here.

Thanks Again.

International driving permit (IDP) is available from the RACV. Cost about $38, took twenty minutes.
But it is NOT an international licence - it is merely a translation of your own licence into about a dozen languages.

Hello
I am going to Singapore and I'm looking for the best travel insurance there.
Has anybody here used AXA Singapore before ? https://www.axa.com.sg/travel-insurance
Thanks !

I am looking for bike insurance which will cover me through Bosnia, Montenegro, North Macedonia and Albania. Any thoughts?

When I went through, 2 years ago (autumn 2019) I was able to get motor insurance at the border. That includes Bosnia, Albania and Montenegro. I did not go to North Macedonia so cannot comment on that one, but would expect the same.
Cheers.