| mrsroynie |
30 May 2015 13:55 |
Quote:
Originally Posted by Frgich
(Post 506595)
Simo in all of Europe you need an original, copy is not enough, and it would mean the bike is not under third party liability insurance!
You're taking a big risk if you'll drive without original in your pocket :thumbup1:
If you need any help regarding the green card send me an email, we're providing it for EU and very soon for Balkans also,
Ride on
Dooby
|
Everything depends on where Simo intends to ride. If within EU, a Green Card is useful, but not legally necessary. The Green Card provided by your UK insurer is not, in itself, 'extra' insurance for riding abroad, it simply proves that you have minimum third party insurance in your country of residence. All EU insurers are, in fact, obliged to provide minimum cross-border cover within any country signed up to the European Motor Insurance Directive. You must carry your original Certificate of Insurance. Having a Green Card simply makes life easier as it is universally recognised throughout Europe.
Although UK (and Irish) insurers often place restrictions on the length of time you can spend abroad, and insist on being given notice of intention to travel, you will find that this part of the policy includes more than basic cover - sometimes fully comp with breakdown cover. However, if you check the fine print, you will see that they cannot restrict third party cover within the EU in the same way - they just won't issue a Green Card unless you comply with the terms of their policy.
Of course, if you intend to ride in non-EU countries, you will still need a Green Card and, if your insurance company will not give you one (for Baltic or Balkan countries, for instance), then you can easily and cheaply buy one at the border. However, the important thing to remember is that Green Card insurance only covers you for third party liability. |
