Horizons Unlimited - The HUBB

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-   -   Motorcycle Insurance: For a Canadian bike in Europe (https://www.horizonsunlimited.com/hubb/trip-paperwork/motorcycle-insurance-canadian-bike-europe-4008)

Edward The Head 28 Feb 2002 20:09

Well you only got the info that I was planning on posting, but the ISBN is 0-935151-49-4. I got mine through White Horse Press. I thought there would be more in it though. I'm still reading it here and there.

PanEuropean 3 Mar 2002 01:36

I visited the ADAC (German Automobile Association) office in Konstanz on Friday, to find out what kind of insurance they could provide for a Canadian registered motorcycle.

They can only provide liability insurance, and that insurance provides coverage only in the European Community countries and Switzerland. The cost is € 50 a month, with a 12 month limit.

Below is a photo of the 'green card' that they provide you with when you purchase the insurance.

http://pics.tdiclub.com/members/PanE...ertificate.jpg

andygray 9 Mar 2002 19:40

Micheal
Ive turned up nothing on the insurance in Holland. My freind in NZ doesnt have the papers anymore and the people I got in touch with here said you have to sort it out in youre home country. Liabilty only sounds scary. For example; when I lived in the UK I had 4 bikes stolen, so its a question of being very carefull.
Andy

Susan Johnson 10 Mar 2002 00:34

Just for a contrarian view.

We travelled through Europe, Africa and South America from 1996 - 1998 and never had vehicle insurance beyond third party liability.

We do have excellent locks on the bike and its panniers and an alarm system, and we always parked the bike close by at night. The only place we felt nervous was Marseilles, because it has a bad rep for vehicle theft.

Some brands and models are more susceptible to theft than others, and ours is unusual looking (understatement http://www.horizonsunlimited.com/ubb/wink.gif , so I think that helped.

Susan

PanEuropean 2 Apr 2002 12:01

Well folks, no new news or good news to report. After having spent days researching this myself, and having many friends do the same, I have not found a single company in the world that will provide full coverage insurance, other than American International Underwriters, through their subsidiary companies 'The Insurance Company of the State of Pennsylvania' and 'The New Hampshire Insurance Company'.

This company (AIU) is the company behind the insurance that Motorcycle Express sells, that being the same insurance I bought last year and found very expensive.

So, I will go back to Motorcycle Express and buy it again, I guess. But it is really annoying - 3 months full coverage insurance in Europe costs USD 734, and 12 months full coverage insurance in Canada (where the motorcycle is registered) costs me only USD 300! GRRRRR....

Susan Johnson 2 Apr 2002 13:12

Michael

Have you considered buying a bike in Europe and selling it when you're finished touring?

By the time you add shipping costs in both directions plus insurance, it might be cheaper!

See the other post in this forum, which has suggested either Belgium or UK as possible locations to do this:
http://www.horizonsunlimited.com/ubb...ML/000178.html

Susan

[This message has been edited by Susan (edited 02 April 2002).]

PanEuropean 5 Aug 2002 14:55

There is a silver lining in every cloud...

Earlier on in this thread, I was complaining that Motorcycle Express (Michael Mandell) was the only company I could find that would provide me with full insurance coverage for Europe.

I used this company last year, the service was great (it also was great this year), but the prices for full coverage insurance are not cheap.

Well - this year I had a claim - my motorcycle fell into a ditch and landed upside-down. All you dirt-bike riders will probably laugh at me, but when that happens to a large touring bike like a Honda ST1100, the damage costs run to several thousand dollars US to repair. (Picture here.)

I sent Gail at Motorcycle Express an email with a JPG photo of the upside-down motorcycle attached, and a quote from the nearest Honda dealer for the repair cost. Within 12 hours, I got an email back from the insurance company authorizing me to go ahead and have the repairs made. No fuss, no "three quotes" crap, just plain old great service with a "how can we get this guy back on the road as fast as we can" attitude, far better than I would have had at home, I'm sure.

So, the moral of the story is, the insurance from Motorcycle Express is expensive, but the service from that company is phenomenal.

Michael

[This message has been edited by PanEuropean (edited 05 August 2002).]

motorcylingJim 2 Mar 2005 06:27

Having read through this entire thread, and all others on the BBS, it appears that Motorcycle Express is the only insurer that offers theft/comprehensive. But... it has to be a bike registered in my home country (Canada).

I am planning to buy a new bike in Europe, register it there with a European address, but I am a Canadian citizen, so am not eligible for theft/comprehensive from European insurers. I'd hate to have the bike stolen and be out a large sum of money plus have no way to get around.

Help please! It is very risky to gamble with $20k possibly disappearing one night. Does anyone know of an insurer anywhere that will insure a Canadian driving a European registered motorcycle?
Thank you

PanEuropean 2 Mar 2005 11:58

Quote:

<font face="" size="2">... but I am a Canadian citizen, so am not eligible for theft/comprehensive from European insurers.</font>
Hello Jim:

I'm not sure that your presumption (quoted above) is correct. My experience is that if you can have the vehicle registered in country x, then you can obtain insurance in country x as well. In principle, the insurance company does not care about your citizenship. They might care about who issued your drivers licence, but if you can overcome the hurdle of registering the vehicle in a foreign country, then you can probably get a drivers licence from that country as well.

FWIW - I continue to leave my moto in Europe, but keep Ontario plates on it. Although the insurance through Motorcycle Express is more expensive than local insurance for a locally registered bike, there are other offsetting advantages, not the least of which is that it is cheaper to buy the moto in Canada than it is to buy it in most European countries.

Michael

Hickery 26 Feb 2015 17:45

Bike Insurance Europe
 
Contact:

alessie@alessie.com

Marie M Alessie
Assurantiekantoor Alessie
Eliotplaats 174
3068 VL Rotterdam
The Netherlands

Tel; + 31 10 4 555 946
or 948

Insurance for non European Resident good for all Europe/Russia etc :scooter:

Newfoundland RT Riders 21 Sep 2018 14:56

Moto Insurance - EU and Eastern Europe
 
Everything I see here is rather dated, much of it archival. Anything recent???

PanEuropean 22 Sep 2018 05:36

Quote:

Originally Posted by Newfoundland RT Riders (Post 589817)
Everything I see here is rather dated, much of it archival. Anything recent???

Yes. The most up to date information is contained in the sticky post Here is where you get the cheap european green card insurance, which can be found in the Trip Paperwork section of the forum.

I suggest you go to this link: Trip Paperwork and browse through all of the 'sticky' posts (posts at the top of the page) in that section - that will probably answer 99% of the questions you have about your planned Eastern European trip.

Michael

Newfoundland RT Riders 22 Sep 2018 17:20

Moto Insurance - EU and Eastern Europe
 
1st - I confess to being a newbie here, and I'm not doing so well finding my way about the HUBB etc. yet. I followed Pan European's links - or tried to - and still found nothing really current.

I understand that Motorcycle Express has stopped selling Euro-cover?

I have dealt with Knopf Tours, Heidelberg, for several years where my RT is stored. I'm now in southern Italy (where the weather is hot and the drivers are [I]hotter/I] - under the collar that is), and paid Knopf 380 Euro (almost $600 CAD!) for 30 days full cover - theft & crash included. The crash cover now works in Eastern Europe but not the theft. Likely last time I'll make that 'investment' in a well-used moto from 2012.

MotoCamp Bulgaria offers green-card (3rd party) coverage only. On Feb 14 this year they gave me this info: "We are doing green cards for non EU register bikes, only 140EUR for 3 months." Sounds decent ...

Is that the lot?

cheers, thanx, bier
david.

dooby 22 Sep 2018 20:50

Lobagola is also providing third party liability as we all range of other services:

Lobagola - EU Green card insurance

Lobagola - Motorcycle services

Let us know if you need more info at: borderinsurance@lobagola.com

Regards
Dooby

PanEuropean 25 Sep 2018 22:28

David:

The information in the discussion I referred you to (Here is where you get the cheap European green card insurance) is fully up-to-date. There may not have been a lot of new posts on that discussion in the last little while, but that's only because nothing has changed lately.

I'm not aware of anyone who offers any insurance other than the "minimum legal requirement" of 3rd party liability. Many years ago, Motorcycle Express used to offer European insurance with an option for collision, theft, etc., but it was quite expensive. I'm not sure if they still offer this product. You mentioned that you bought full coverage from Knopf for €380 a month - that's about what Motorcycle Express used to charge back around 2005, adjusted for inflation over the years.

Legally, all you need is the 3rd party liability - the so-called 'green card'. There are numerous vendors who offer this product. What you get is identical from every vendor, so, make your decision of which vendor to use based on their reputation and their price.

So far as theft is concerned, unless you plan to park in dodgy areas, I would not be too concerned about that. So far as collision (self-inflicted damage due to accidents), you'll just have to self-insure for that.

Hope this information assists you.

Michael


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