Horizons Unlimited - The HUBB

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ukiceman 26 Oct 2008 22:24

And
 
I’m not dodging my responsibility; I’m having a 12 week holiday, Problem with that ?

pictish 26 Oct 2008 22:26

erm get in touch with them
 
That figures you have quoted for weekly are the same as if someone has said you net weekly income is approx £12500 per week[maybe they put your yearly in instead], based on your weekly wage its under £30 per week maximum. Then theres backlog payments from when you split which shouldnt bring it upto that amount.

ukiceman 26 Oct 2008 22:39

possible
 
Quote:

Originally Posted by pictish (Post 212476)
That figures you have quoted for weekly are the same as if someone has said you net weekly income is approx £12500 per week[maybe they put your yearly in instead], based on your weekly wage its under £30 per week maximum. Then theres backlog payments from when you split which shouldnt bring it upto that amount.

I guess that’s possible but, a friend of mine was getting paid 400 a week and they left him with £68.50 ? So, probably not :(

ukiceman 26 Oct 2008 22:44

Originally Posted by baluchiman
Don't you worry. the rest of us mugs will pick up the tab.
-------------------------------------------------------------------------------------
Incorrect – the tax payer would only 'pick-up the tab' if she’s on benefits, she’s not. Living with somebody that’s doing very well, better than I
get your facts right!

*Touring Ted* 26 Oct 2008 23:44

I can really sympathise with you as I have been in a similar situation. Being screwed over by a girl and being stuck in a world of debt with only more debt being the way out..

Well, every situation is different and I have only one piece of advice..

DONT GET YOURSELF INTO MORE SHIT AND DEBT FOR THE SAKE OF A TRIP.

Sadly for most of us, we all have to come home and being in a worse financial situation afterwards than before you go is a major depressing situation to sit in..

Find a way to save the cash up before you go. Even if they are pound notes in a shoebox !!

ukiceman 27 Oct 2008 09:57

thanks ted
 
Quote:

Originally Posted by tedmagnum (Post 212496)
I can really sympathise with you as I have been in a similar situation. Being screwed over by a girl and being stuck in a world of debt with only more debt being the way out..

Well, every situation is different and I have only one piece of advice..

DONT GET YOURSELF INTO MORE SHIT AND DEBT FOR THE SAKE OF A TRIP.

Sadly for most of us, we all have to come home and being in a worse financial situation afterwards than before you go is a major depressing situation to sit in..

Find a way to save the cash up before you go. Even if they are pound notes in a shoebox !!

Thanks Ted.

Unfortunately, 3k worth of damage has already been inflicted on my credit card, with another 1k while I’m on the road. I leave on the 5th of November heading for Morocco, not sure how far down I’ll get.

Right at this moment I don’t care, I just need some time with my bike to sort my head out, and figure-out some direction for when I get back. When I get back, I’m at the same place I was 3 years ago, I’ve worked hard to have nothing except my bike and kit, and getting my debts under control.

For the record, I’m not objecting making payments for my kid, I love her to bits; she just doesn’t need £848.88 for a four week month at the age of 12. I know people with coke-habits that don’t need that much money a month!

Shaun

craig76 27 Oct 2008 10:38

Quote:

Originally Posted by Linzi (Post 212385)
Hi, I am on your side on this but-----Be very careful to cover your tracks: Your ex knows you like bikes. CSA interview her to find you. They scour bike interest areas and Hey Presto-HUBB. ....

Another thought is it would be good to leave a false trail. He sold the bike, turned to drink, took up with an Icelandic chick, left the country. They now have a direction of enquiry to follow. Keeps them happy.
I'll put my thinking cap on for you, Linzi.

LOL, you're giving the CSA far too much credit for basic intelligence.

I know a lass whose 18yo son lives with his dad (it's complicated). Her 16yo lives with her yet she can't get any money out of her ex as he's been (slightly) clever about it. Why they do this, so money is paid backwards and forwards is beyond me, hence my comment of keeping these useless w***ers in a job.

Anyway, the CSA were stinging her for maintenance as the 18yo was supposed to be in full time education. WRONG! He was in Africa (Zimbabwe was mentioned) with the TA on training exercises and hadn't attended college for a year. They got it wrong, big time yet still told her she had to pay up even when told where he was. They clearly don't have access to information held by HMRC, NI, etc, etc. She had to go a do all the "dectective work" for the CSA and it's only recently that it's been brought to court, basically 'cos they couldn't be arsed to do anything more than send letters out to him. She gets no extra benefits to make up the deficit, so the comment made about the tax payer (and I am one btw) picking up the tab is inaccurate, not to mention intentionally offensive.

Don't tell your ex what you're doing just disappear. For 12 weeks, the CSA won't even realise you've been gone. Don't tell them or your ex and you can get on with planning the next trip when you get back.

Happy Days!

baluchiman 27 Oct 2008 13:18

Quote:

Originally Posted by ukiceman (Post 212473)
You should read the original f#####g post pal.

What part don’t you understand ?

A: £212.22 payable WEEKLY from 16/09/08

B: Now, I only get £205 in my wages each week so it’s deemed only fair that I can keep £90.50 - all amounts after this are taken and the 90.50 unpaid is rolled over, which keeps getting bigger and bigger…

Now, let me get this right! You’re telling me that you’d work for....

0.05 pence PER DAY? I think not!

Now, unless you’ve got something worthwhile to say, don’t push my F###ing buttons

Obviously touched a raw nerve, eh? BTW, i'm not your PAL. Calm down la.

Alexlebrit 27 Oct 2008 14:55

Don't...
 
...go bankrupt, whatever you do, my parents did when I was a kid and it was the worst thing ever, and that was back in the good old days when we didn't need half the credit we do now.
Ask yourself this: What would life be like without a credit card? No cheap internet deals, no paying for things online, on the phone, whatever, everything having to be done with cash. We live in an "almost" cashless society, without the possibility of credit you're a second class citizen. I know going bankrupt is less of a stigma than it used to be, and easier to do so, but it will remain with you for a very long time, we might forget but banks have very long memories when it comes to this kind of thing (if not for where they put your savings).

So go if you want to (I know nothing about the CSA thank God, so can't comment) but don't come back to bankrupcy. Better to get a job outside of the UK and pay off what you owe than come back and go bankrupt, I'm sure there's plenty of jobs you could find. If you do though, do it legit, there's enough ex-pats working on the black in the EU to give all of us a very bad reputation, do those of us who plan to stay a favour and do it properly.

leevtr 27 Oct 2008 14:58

Shame because...
 
Quote:

Originally Posted by ukiceman (Post 211726)
Hi Guys.

Thanks for the input, I quit my job and I’m off. I’ve put a lump on a credit card and I’m going to morocco for 3 months, leave on November 5th till February 7th, or until the money runs out! I’ve got a couple weeks work in Portugal on the way down on some eco-farm, in return, free bed and 3 meals a day. Will press on down to morocco from Portugal on November 24th

Shaun

.....I did have a thought of going to Morroco for Xmas, get away from the shite weather and bullshite that goes with Xmas. ( I hate Xmas )
Good luck with it, be careful if you're going alone.
And dont let people here wind you up... they have no clue of your situation so they shouldn't judge!!

Linzi 27 Oct 2008 17:13

Csa
 
Dear Craig76, maybe you're right. I am lucky not to have any need to deal with them but I sometimes wish I could live with an untraceable address. I am paying road tax for a car which the DVLA say, "..is on our files as registered in your name." Well they could amend their incorrect file, but no. I don't know what to say about it. I was stressed and didn't notice that I recieved no letter from the DVLA agreeing the car as broken and scrapped.
Of course I need to realize I am a bit of scum as the magistrates obviously believe as they said prison if I don't pay! What would you do? Prison on principle or pay or.....eh hm. Linzi.

craig76 27 Oct 2008 19:51

Thats a right pisser! I'm about to sell some Mini parts on eBay, including a bodyshell and I won't be including the V5 or chassis tags for this very reason. You need to reapply for a V5. If they say you still have it, they can't really refuse to issue a duplicate V5 if you tell them you've lost it. Then notify them again (recorded delivery) that it's been scrapped.

I'm also lucky that I've only had dealings with the CSA as part of a job and my opinion of them then wasn't good. I've been out of that for a couple of years now but obviously, I get to hear tales from friends about their situations. All they seem to do is cause disruption between people who were originally on speaking terms and at the end of the day, there's a kid in the middle of it all.

When I was working with the CPU, if you gave me, maybe an afternoon, if there was shit to find on someone, I'd find it. We had access to Police records, housing, NSPCC, GP and hospital records, schools, HMRC with a little persuasion, etc, etc. Anything we couldn't get, the Police could so believe me, there is no such thing as an untraceable person or address in the UK.

I'm 99% sure the CSA can't legally access other statutory records without a court order. If anyone can come up with a reason why a young adult is on the payroll with the TA and therefore paying NI contributions, yet the CSA seem to think they're unemployed and in full time education, I'd be glad to hear it.

pbekkerh 27 Oct 2008 20:56

Deal with your mess, instead of running away and make the debt worse, you'll have to return some day and then the mess is even worse.

You're an EU citizen. You can go to any EU country to work. Here in Denmark, the authorities must leave you enough money, to have a decent life. Unemployment is still only 1.6 %
You can also go to any EU country and apply for a job and get unemployment benefits, for 3 month, at british rates, if you don't get any job.

Be creative not destructive. Even if you need some time away, do you NEED a Morocco trip to clear your head, to be able to deal with your problems ?

I am not telling you, what to do, I'm only suggesting :-)

Linzi 27 Oct 2008 21:01

Yep
 
Best advice anyone could be given (wish I'd take it myself!) is to copy everything you ever recieve or send. Sometimes I need to remember the final scene of Life of Brian. Always look on the...... Thanks to the Monty Python crew. Linzi.

craig76 29 Oct 2008 21:27

Quote:

Originally Posted by Linzi (Post 212619)
Best advice anyone could be given (wish I'd take it myself!) is to copy everything you ever recieve or send.

You and me both mate! Easy to say in hindsight and I apologise if my post sounded patronising. Good luck with it


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