Horizons Unlimited - The HUBB

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-   -   Insurance for India motorcycle travel (https://www.horizonsunlimited.com/hubb/staying-healthy-on-the-road/insurance-for-india-motorcycle-travel-79875)

khalestorm 3 Jan 2015 12:13

Insurance for India motorcycle travel
 
Hello all,
I'll be riding through India starting in a few days. I'm traveling for about 44 days and covering the entire country with possible side journeys into Sri Lanka and Nepal. Trip is January 5th, 2015 - February 18, 2015.

I have looked at a few insurance websites linked from Horizon Unlimited.
https://www2.worldnomads.com/policy_...31d8d&state=GA

and

https://www.globalrescue.com/signup/...ml?rp=horizons

The problem is the policy with World Nomads makes it seem like it covers motorcycles in their policy, but when you read the fine print of the policies, the underwriter, Nationwide Insurance appear to exclude medical coverage.
Standard:
https://www2.worldnomads.com/files/D...GA-06-14-A.pdf

Explorer:
https://www2.worldnomads.com/files/D...GA-06-14-A.pdf

Does anyone have experience with World Nomads (insurance underwriting through Nationwide) or Global Resuce (non-insurance, membership program)

It appears this company maybe promising and posted in this forum:
Atlas Travel Insurance Quote | HCC Medical Insurance Services

HELP! This seems to be way more complicated than it should. I don't want a pickle, I just wanna ride my motorcicle!:scooter:

mark manley 3 Jan 2015 14:38

Hi khalestorm and welcome,
You will have to start by telling us where you are from as in passport and where you are resident if different, it matters more for medical insurance than just about anything other than visas.

Kayjay 4 Jan 2015 02:52

Hi Khalestorm
Where are you now in India ? Can call me 9825 3745 74 am in Gujarat. Can help sort out matters.

Kayjay 4 Jan 2015 02:56

I bought Nomad Insurance while travelling to UK from here but did not go thro the finer prints. The finer print clause u mention about not including motorbike medical coverage its shocking. Bajaj Alliance in India provide one.

BMurr 13 Feb 2015 15:25

Not sure what current situation is but back in 1994 I purchased bike insurance in Delhi for a UK registered bike with me travelling on an Irish passport. Cost was incredibly cheap, the price of a bag of chips in Uk at most, I think I just needed it for presenting to Police at stops. However I would not have depended on it for any major payouts in terms of my bike being repaired, medical expenses etc. Just walk into any major Insurance agent in India and you should be able to arrange bike insurance if that is all you need.


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