Where to get insurance - Melilla / Beni Ensar Border
 

Hello,

A couple of months ago I went to Morocco with some friends and people here were super helpful, answering my questions. So here is me giving back to the community.

If you happen to have an English registerd bike, you will very likely not be covered by your insurance in Morocco. Unlike most European Bikers.

Erroneously, some threads in this forum claim that you can get your bike insurance just after crossing the fence in Beni Ensar. As per April 2017, THAT IS NOT LONGER THE CASE for foreign vehicles. You will need to go to Nador, a 15 minute bike ride away or 5€ taxi ride.

You should look or ask for this address.

Assurances KADAOUI
46, Avenue Med V - Nador
T: +212(0)5 36 60 41 97
F: +212(0)5 36 33 04 00
e: assur.kadaoui@gmail.com

It will take around 35 to 40 minutes to the paperwork, lovely staff, Tea will be offered. It will cost around €90 or £70. And it's third party, it includes recover contact number.

This is what I had to do.

I hope it helps other people.

Cheers

Thanks for the update.
Is #46 the roundabout end or the sea end of Mohamed 5?

According to one source it's halfway along.

Your point is I believe the right location. or very close

Thanks Fisac.
Here's a map to clarify.

https://saharaoverland.files.wordpre...ns11.jpg?w-555

Nador insurance
 

Here is our experience getting off the ferry in Nador this morning and buying insurance in the port.

We got our D16ter filled out on the ferry (GNV from Sete, France) along with getting our passports stamped.

When we rode off the ferry, we asked one of the helper guys about getting insurance. He had us park then took off looking for the insurance woman. She took me in to the terminal building and unlocked the insurance office to sell me insurance. She wouldn't sell me two months, only one or three months. Cash only, euros or dirhams (the cash machine in the terminal wasn't working, so I spent down my euto stash), 250 euros each bike for three months of insurance.

This was all before we turned in the first third of the D16ter.

Now off for two months of exploring!!

-Laura

Crazy rip-off money, someone is doing very well out of this.

I have one of my bikes on third party insurance in Spain which costs 148€ per annum and includes green card cover for Morocco for up to 90 days per trip, no limit on number of trips.

Thanks for update Laura - good to know it's available at the port again.

We have been in Morocco for five months, andoaid for two times three months if border insurance. That's a lot of money. We have met a few people who get a free or cheap green card from their UK insurer.

Border insurance is so expensive it's worth choosing your UK insurer just to be able to get a Morocco green card.

Insurance at Nador
 

It was more expensive than I thought it would be by 50-80 euros per bike, but I was happy to be able to get it done at 8 am on a Sunday morning. After reading this thread, I've thought there was a chance we'd have to hang around Nador until Monday morning, which I wasn't really looking forward to.

Coming from the US, I was unable to find anyone willing to sell us green card insurance that included Morocco. But maybe I gave up too soon.... Perhaps a Spanish company? Anyone had luck with that?

-Laura

Being Swedish, I get green card for free from my insurance provider with a phone call.

Some european countries offer it, others don't.
If you are American, I don't see how you could get it I have driven UK registererd cars as a foreigner and could sometimes get UK insurance if I had a UK adress, expensive, and certainly no green card offered.

insurance for morocco
 

I see in the thread that insurance can be bought in Nabor but what is the situation from Ceuta? We are wanting to take a ferry from Spain to Ceuta and then on to Marrakesh on UK registered bikes, It was my understanding that the insurance can be bought at the boarder is this still the case?
many thanks
Neil and Steph

In Ceuta there was an AXA? place out of the port down the road, but it was hit and miss, iirc.
Few prolong the hassle by going via Ceuta these days, so unless you have a good reason, go via Tan Med a few miles to the west.
Buy insurance from the cabin then out the port leads straight to the motorway for Marrakech.

Getting There

FYI: update Melilla to Nador
 

Used to be a hassley border (a Dutch journalist mate just got deported from here), but got this message from a traveller:

Insurance.

Just for the record:

1) I've entered Morocco twice now with my Canadian-registered motorcycle, each time at Tanger Med. It's very easy to get insurance there, the security people keep most of the touts away (a few still manage to hang around), and the insurance price at Tanger Med is the 'fixed price',

2) I rode into Melilla and back out again, just to see what Melilla was like, and that is one tough border crossing in either direction. The officials there have a difficult time with all the migrants from sub-Saharan Africa that they have to keep out, and it's a rough neighborhood. Totally unlike Tanger Med, which is a sterile area (in a positive sense) and the only visitors who arrive have already been pre-screened by the Spanish at the port and by the Moroccan immigration officer on the boat.

So, my advice to all: If you are going to Morocco from Europe, enter at Tanger Med.

Michael

Arriving in Nador from Sete and need motorycle insurance - help needed
 

Hi All,

After doing my research and trying my luck with the usual insurance companies (HIC, Norwich Union, Adrian Flux, Tourinsure) i'm now relying on the collective wisdom of the HUBB.

I'm riding from London to Sete and taking the ferry across to Nador (arriving on the 25th April), i'll be in Morocco for 13 days before heading back via Tangere.

So far the cheapest quote i've had for the BMW has been around £200 for third party only!

Can you still buy insurance at the border in Nador? Has anyone tried it recently?

Can any one recommend any other insurance companies? I tried my own insurer (MCE) but they're rubbish.

I've been reading Chris Scott's book and am really looking forward to my trip. I just have the insurance to sort out.

Any advise would be greatfully received.

Thanks,

Raoul

NFU do green cards free if you have a policy with them.

If not buy at the border, its about 950dH for 30 days 3rd party if I remember correctly.

Hi Raoul:

I don't have personal experience buying Moroccan insurance at Nador, but I was in Nador last month as part of a tour I did around Morocco.

I do remember a rather huge lineup of shops and booths at the border crossing from Nador into Morocco... it is a very busy border crossing (and not at all a friendly looking one, relative to Tanger Med). I think there is a very high probability that you will be able to buy Moroccan insurance at that border crossing, but I can't back that up with facts.

The Warden mentioned that insurance is about 950 DH for 30 days. I believe it is also possible to purchase a 14 day cover for about half the price. It's the same price for motorcycles or automobiles.

We have another discussion going on here concerning a Canadian who is shipping his motorcycle by air from Toronto to Casablanca, and his efforts to organize an insurance policy purchase in Casablanca ahead of time.

Have a look at that discussion, because it give you the name of the largest Moroccan insurance company that serves the tourist market, and it also has links to all their agents (hundreds of them) in the country. You might want to contact that company ahead of time and ask them to recommend you to an agent at or nearby the Nador border crossing.

Here's the link to that discussion: Air Canada Cargo ship M/C to Casablanca.

Michael

Have a look at this post with a map:
http://www.horizonsunlimited.com/hub...937#post570788

As well as the following post.

Frontier insurance comes in 10 days, a month or 3 months and costs the same for bikes or cars.

For Europeans, no probs but afaik it has become near impossible for a UK motos to get a green card extension on their regular insurance, compared to a UK car, etc.
And even if you find a separate short-term insurance policy, I bet it will cost more than Morocco – like the £200 you got quoted.

Thank you all for your advice.

Great book by the way Chris!

Funnily enough I got a call back from MCE the other day. Given all the Brexit uncertainty they have just started to issue Green cards to customers travelling abroad.

They asked for the exact dates and a detailed itinerary. I guess i'll have to wait until it arrives in the post before i'll know whether it covers Morocco.

Otherwise, i'll take your advice and just buy insurance at the border.

Raoul

Good to hear the book's handy, Raoul. Don't forget the updates page.

I'm pretty sure a new regular GC won't cover Mk unless you ask.
It's an EU thing replacing the TPO cover we get now for free.

Ian C writes:

We weren't allowed out of [Nador] port without buying insurance there. I was a booth in the main hall 50-100m walk from police kiosk. The guy told us it was around 20 euros more expensive than in the town, but we had no choice, and it was all very official (AXA printed docs). Don't remember exact price, maybe 140 euros for a month?

Here is my information arriving post-covid in Nador (May 2022).
The bike is registered and insured in Germany, and like UK we don’t seem to get Morocco insured on our green card. I was with some other riders from the Netherlands, which had Morocco on their green card.

I did not ask for insurance inside the harbor. I was heading for the AXA office at the first roundabout AXA BENI ENSAR https://goo.gl/maps/JKpbvnryPxz442Kn7
However, the lady told me they don’t sell the “assurance aux frontieres” at this office, she sent me to the city of Nador to buy it there.

So off we went, along the way we bought our SIM cards at a kiosk, very helpful guy and all three provides available. I recommend Maroc Telecom. This is the location: 35.26066332838804, -2.939184404617492 https://goo.gl/maps/ugW9dSXoFMWChE3N8


In Nador I went to several different AXA offices, all of them told me they don’t sell the insurance and sent me to a different location. Finally, I found an office, very helpful and kind ladies which spoke good English. All in all, it took less then 30 minutes. Price for one motorcycle for one month was 967 MAD.
There is an ATM close by, 30 meters from the AXA office. Here are the details: Assurances Al Karama, 35.17668489625116, -2.930439370127533, https://goo.gl/maps/4FksBzc1fM5Q4h2j8

I hope this helps! Take care and save travel!

Thanks for the update.
It seems to change from year to year.
Here's a map to help visualise.

https://saharaoverland.files.wordpre...6/nadormap.jpg

Nador Insurance Update
 

Anyone got an update on the insurance process in Nador? I arrive at 7pm so there is no chance anything will be open.


My assumption:

1. Ferry arrives, disembark
2. Immigration
3. Customs - but don't have motorcycle insurance
4. Get motorcycle insurance
5. ?? Do you need to go back to customs again once you have insurance ??

I've never been asked for insurance when leaving a port, certainly not by Customs. They just want your vehicle ownership document to issue a TVIP.
If there is none at Nador port, try the Melilla / Beni Ensar border post nearby, things may have changed back. Then overnight and see if the Axa in town on the map above can do it.
Hope that helps.

This is interesting I hope to arrive around about the fifth of November so I will keep an eye on this, Thanks

CAT Assurance have an office there, details on the website. They are the best only company authorised to issue insurance for foreign vehicles.

Don’t be tempted to drive/ride off without it. Penalties are severe if caught with valid insurance

Loads of 'Nador' addresses on CAT website search:
https://cat.co.ma/fr/search/node?keys=nador

But Nador assurance-aux-frontieres agency maybe here?
https://appsaf.apieproject.com/busin...ces-al-karama/

Seems to point to the same Assurance Karama as on the 2022 map above.

I also see CAT appear to do AAF online, like the old TVIP Customs docs.
https://cat.co.ma/fr/assurance-aux-frontieres
Did not go through with it but mentions collecting on site, so may as well just walk in. It takes 10 mins.