|
I want to respond to this also.
You can buy Irish insurance. Here is the issue. The motorcycle is insured. You are supposed to be a resident and hold a license It does not stipulate on the documents that the license has to be EU or you have to be a resident. https://www.libertyinsurance.ie/asse...y-Document.pdf This is a very grey area but I would love to hear from more legal minded people what the consequences would be if there was an "at fault" accident. We had one guy here that was involved in a "not at fault" accident. His license and insurance details were taken and he got a pay out. Interestingly, the same insurance company covered both parties. |
As well as looking at the policy document it would also be important to check the declaration you sign to accept the insurance. There may well be a stipulation around residency or similar in this.
It is also worth being aware of the legal basis of insurance which is known as "uberrima fides" which means "utmost good faith". Essentially this means you have to disclose all material facts, even if you are not specifically asked for them. I am sure there is lots of legal case law about how this works in practice, but if does give the insurance company an easy get out if they feel you have 'pulled the wool over their eyes' (withheld information in order to get them to act in a way they would not have if you had told them). |
Quote:
The usual questions they ask on a recorded conversation are. "do you hold a motorcycle license?" "How long have you held your license?" "Any convictions" "Any medical issues that would impair driving ability?" "Any prescribed drugs that would impair?" After these questions they ask about the bike, type of coverage, blah blah. They then proceed to take your money. [quote] If you become resident in Ireland, living here for more than 185 days a year, then you must apply for an Irish licence. If drivers from any of the above states wish to exchange their licences for an Irish drivers licence they must do so within one year of their one expiring. Drivers from the United States and Canada can drive on a licence, or international driving permit, from their country of origin for 12 months. If you are staying longer than 12 months then you must apply for an Irish drivers licence. International drivers can also apply for an international drivers licence which is valid for one year after the date of issue. The licence is recognised by any nation, including Ireland, that has signed the 1926 or 1949 UN Convention on road traffic. If you are travelling to Ireland from another nation then you should contact your embassy in Ireland in advance to confirm whether this licence type will be accepted. More information about this type of licence can be found here. [quote] |
I always wonder how difficult bureaucracy is - never thought about the complex environment in my home country - the EU.
So there is some information about the European Insurance System at this link: Grüne Karte: The Green Card System As far as I understand - you can insure any motorcycle which you are the owner of for all countries in the EU which are participating in the Green Card system. However there is a one-year time limit for non-EU citizen! Important: 1. Not all insurance companies offer the insurance for all EU countries (you have to carefully select a insurance company which covers the countries you like to travel) - the countries covered by the insurance are listed on the green card. 2. Not all insurance companies offer insurance to non-residents. You have to select one that does if you are a non-EU citizen. 3. If you have a Green Card insurance it is valid for all foreign countries which are listed on the Green Card - the country you got the Green Card from is usually not listed as the insurance bureaucracy is done by the insurance company where you bought the Green Card Insurance directly (without involvement of the office of the Green Card association). This does mean you are insured in the country where you bought the insurance (often with different coverage - which means more services than in the rest of the EU)! Summary: You can find a list of official partner insurance companies from the Green Card Association here: http://www.gruene-karte.de/fileadmin...phabetisch.pdf There is one listed for Dublin: 7641 Euro Insurances Ltd. Ground Floor, Block C Central Park Leopardstown, Dublin 18 00353 1 68041 60 00353 1 68041 40 http://www.euroinsurances.net/31/32/Contact.html The Green Card insurance for the EU is available for the countries listed here: http://www.gruene-karte.de/uploads/m...te-Systems.pdf @All - hope that helps a bit - and safe and happy travelling through Europe. |
If people started emailing info@libertyinsurance.ie and asked them for insurance over and over again, they might reconsider their stance
|
| All times are GMT +1. The time now is 14:45. |