Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Trip Transport

Trip Transport Shipping the bike and yourself.
Contact Overland Solutions for all your custom modifications and setup for overland travel.

UK Motorcycle Shipping Experts!

Like Tree1Likes
  • 1 Post By bazz

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 7 Mar 2014
Registered Users
New on the HUBB
 
Join Date: Mar 2014
Posts: 3
bike insurance for India and Nepal - how and where ?

Valued forum,
Can anyone give me a contact for an insurance agent in India (New Delhi) or Nepal (Kathmandu) who can help me to get my (Singapore registered) bike insured.
Thanks
Uli
Reply With Quote
  #2  
Old 7 Mar 2014
Registered Users
Veteran HUBBer
 
Join Date: Feb 2002
Location: Back home in the UK
Posts: 875
I can't tell you where to get insurance but will point out that if you have an accident in India or Nepal as a foreigner you will be held responsible regardless of who caused it. In the event of an accident be prepared to pay "compensation" in cash Rupees and avoid calling the police, that would open a whole can of worms.
Insurance is available and the certificate is useful if asked for it by a police officer but don't expect it to pay out if you need it,
__________________
If gaffer tape doesn't fix it then you haven't used enough tape
Reply With Quote
  #3  
Old 7 Mar 2014
Registered Users
New on the HUBB
 
Join Date: Mar 2014
Posts: 3
thanks for the advice Mark

Quote:
Originally Posted by mark manley View Post
I can't tell you where to get insurance but will point out that if you have an accident in India or Nepal as a foreigner you will be held responsible regardless of who caused it. In the event of an accident be prepared to pay "compensation" in cash Rupees and avoid calling the police, that would open a whole can of worms.
Insurance is available and the certificate is useful if asked for it by a police officer but don't expect it to pay out if you need it,
Some travellers advised - if this happens - to speed up and go to the next police station...so seems to be some debate within the community on how to react in this situation.
Did you have any experience or did this happened to you ??

I never expected an insurance actually really paying...but I want to avoid talking and bribing myself out of every roadside police control..thats why I always have a local insurance...though I would not count on it when it comes to paying.

But I am still hoping someone from HU will be able to advise me how and where to get...

Uli

Last edited by krummemusic; 7 Mar 2014 at 09:24. Reason: adding a subject
Reply With Quote
  #4  
Old 8 Mar 2014
Gold Member
Veteran HUBBer
 
Join Date: Oct 2011
Location: on the road...
Posts: 456
In Nepal, I never heard of insurance that foreigners could buy, and insurance for locals wasn't worth the paper it was written on. It only worked if you were rich, a politician or the right caste. Nepal is still very very corrupt, but tourists are not usually affected by it.

I hit a boy on a bicycle in Pokhara, (avoided a scooter driving down the wrong side of the road on a rocky section), and every one buggered off, so I scooped him up and walked him to the local pharmacy. What ensued was a two day battle with the pharmacists and hospital trying to rob me blind (I was earning a Nepali wage at the time). The family were trying to claim for 7 people to be taxi'd from all parts of the country to be with the boy. All got sorted but wasn't cheap on that wage, but in the grand scheme of things not to bad.. compared with lets say the litigation nations
__________________
'Life begins at the end of your comfort zone'-
http://fernsforays.com/ UK to Asia on a DRZ400 2012-2013
Reply With Quote
  #5  
Old 23 Mar 2014
Registered Users
Veteran HUBBer
 
Join Date: Nov 2013
Posts: 323
bike insurance for India and Nepal - how and where ?

Not sure about Nepal but ask around Karol Bagh in New Delhi and you're sure to find something. In India, it is the vehicle that is insured not the driver and 3rd party is mandatory, cheap and probably useless, accept to remain within the limits of the law.

As for accidents, yes things can turn nasty very quickly and the only advice would be to rely on your gut feelings; if something feels as though it is going to get nasty and you can get out, then the best thing might be to clear off and report the accident at the nearest police station, and possibly notify your embassy.

Usually accidents result in big crowds and sometimes they dish out beatings', or worse, to the perceived person of liability, and as someone correctly observed, this will usually be you. I'm not sure if it's true or its an anecdote, bit I heard of someone who had a prang with a scooter and when the plod turned up, he tried to explain it was the other parties fault, to which the policeman said 'but sir, it is the fault of you, for it was you who came to India'.

Take real care in India and drive as slowly as you reasonably can. India is probably the most compelling place to travel and certainly one of the most bizarre. It is also probably the worst place in the world to travel by road and one of the most exciting as well! Boredom is a defunct noun in that country, I love it there. I would be happy to impart advice or offer hints about places off the beaten track should you PM me.

Best of luck,

Rtw
Reply With Quote
  #6  
Old 23 Mar 2014
Redboots's Avatar
Contributing Member
Veteran HUBBer
 
Join Date: Feb 2006
Location: On the border - NE FR
Posts: 842
Its some years since I was there with the bike and we had an Indian friend trying to sort something for us. We were told it was not possible to insure a foreign registered bike there.
Same answer in Goa and Puna.
Go with the flow. Not many have insurance.
__________________
Nostradamus Ate My Hamster
Reply With Quote
  #7  
Old 14 Apr 2014
Registered Users
New on the HUBB
 
Join Date: Mar 2013
Location: Denver, CO
Posts: 3
I got my insurance for India through the WIAA in Mumbai. Not sure if you can deal with them online or over the phone, but I'd think they would have an office Dehli also.
They required it for my bike to clear customs at the Mumbai airport.

When I rode into Nepal, they didn't require anything
Reply With Quote
  #8  
Old 25 Apr 2014
Registered Users
Veteran HUBBer
 
Join Date: Nov 2007
Location: Perth West Australia
Posts: 138
I wouldn't bother

I carried cash just in case. I doubt a lot of drivers there actually know what insurance is let alone obtain it. Probably better adopting a religion at the border and ask that god to watch over you, just as effective
__________________
Steven
Perth to Peru 2014 | Perth to Perth 2012
Reply With Quote
  #9  
Old 1 May 2014
Gold Member
New on the HUBB
 
Join Date: Sep 2011
Posts: 14
I got an insurance for my european registered bike at the local branch office of the 'National Insurance Company Ltd.' in Imphal, Manipur.
The cost was 1072 rs for a one year third party insurance valid in India, Nepal, Pakistan, Bangladesh, Bhutan, Maldives and Sri Lanka.
website with contact details and offices
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


 
 
 

NEW! HU 2015 Motorcycle Adventure Travel Calendar is now available! Get your copy now for some terrific travel inspiration!

HUGE, 11.5 x 16.5 inches, beautifully printed in Germany on top quality stock! Photos are the winning images from over 600 entries in the 9th Annual HU Photo Contest!

Horizons Unlimited 2015 Motorcycle Adventure Travel Calendar.

"The calendar is magnificent!"

"I just wanted to say how much I'm loving the new, larger calendar!"

We share the profit with the winning photographers. YOU could be in the HU Calendar too - enter here!


HU DVD Autumn Special!

Take 40% off Road Heroes Part 1 until October 31 only!

Road Heroes features tales of adventure, joy and sheer terror by veteran travellers Peter and Kay Forwood (193 countries two-up on a Harley); Dr. Greg Frazier (5 times RTW); Tiffany Coates (RTW solo female); and Rene Cormier (University of Gravel Roads).

The first in an exciting new series, Road Heroes features tales of adventure, joy and sheer terror by veteran travellers."Inspiring and hilarious!"

"I loved watching this DVD!"

"Lots of amazing stories and even more amazing photographs, it's great fun and very inspirational."

"Wonderful entertainment!"

Check it out at the HU Store! Remember to use Coupon Code 'HEROES' on your order when you checkout.


Renedian Adventures


Renedian Adventures

What others say about HU...

"I just wanted to say thanks for doing this and sharing so much with the rest of us." Dave, USA

"Your website is a mecca of valuable information and the DVD series is informative, entertaining, and inspiring! The new look of the website is very impressive, updated and catchy. Thank you so very much!" Jennifer, Canada

"...Great site. Keep up the good work." Murray and Carmen, Australia

"We just finished a 7 month 22,000+ mile scouting trip from Alaska to the bottom of Chile and I can't tell you how many times we referred to your site for help. From how to adjust your valves, to where to stay in the back country of Peru. Horizons Unlimited was a key player in our success. Motorcycle enthusiasts from around the world are in debt to your services." Alaska Riders

contest pic

10th Annual HU Travellers Photo Contest is on now! This is an opportunity for YOU to show us your best photos and win prizes!

NEW! HU 2014 Adventure Travel T-shirts! are now available in several colors! Be the first kid on your block to have them! New lower prices on synths!

HU 2014 T-shirts now in!

Check out the new Gildan Performance cotton-feel t-shirt - 100% poly, feels like soft cotton!


What turns you on to motorcycle travel?


Global Rescue, WORLDwide evacuation services for EVERYONE

Global Rescue is the premier provider of medical, security and evacuation services worldwide and is the only company that will come to you, wherever you are, and evacuate you to your home hospital of choice. Additionally, Global Rescue places no restrictions on country of citizenship - all nationalities are eligible to sign-up!


New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80 G/S motorcycle.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events (22 this year!); we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, the HUBB or to receive the e-zine. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.


Books & DVDs

amazon

All the best travel books and videos listed and often reviewed on HU's famous Books page. Check it out and get great travel books from all over the world.


Motorcycle Express for shipping and insurance!

Motorcycle Express

MC Air Shipping, (uncrated) USA / Canada / Europe and other areas. Be sure to say "Horizons Unlimited" to get your $25 discount on Shipping!
Insurance - see: For foreigners traveling in US and Canada and for Americans and Canadians traveling in other countries, then mail it to MC Express and get your HU $15 discount!




All times are GMT +1. The time now is 00:09.