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Update requested on ADAC coverage of overseas bikes
I recall reading here some years ago that ADAC (the German auto association) sold liability coverage for motos for about 25 Euro a month. This provided "green card" liability coverage within the EC.
I'm planning to go to Europe next week (my Canadian registered moto is already there, in storage), and I am considering getting this liability coverage from ADAC, if it is still offered.
Is it sufficient to just go to an ADAC office, bringing the appropriate paperwork for the moto with you, and buy the coverage that way? Right now, the moto is not insured, so I can't ride it. But I do have a car at my disposal.
Would appreciate a quick update from anyone who has gone through this process recently.
Not wanting to disregard you but the info is to the best of my knowledge still current. I believe they are the only co. offering GC in Germany and Knopf are merely reselling it, but with Knopf you don't have to front up in person.
Salut from Southern France, the bikers' paradise,
I went through Knopf last month for my USA registered motorcycle and looking at the papers, the green card is issued by ARISA Assurances S.A. in Luxembourg and it says that the claims settlement contractor is ADAC in Germany. It only covers EU countries, so I rode illegaly in Romania, Bulgaria, and now Macedonia. Every border except the Romanian has asked for my green card, and I show them my Knopf issued one with the country list on the first page and the non-EU countries clearly crossed out, yet they don't seem to notice. This is probably not the best idea - I'm going to try to find some way to get some insurance for these countries.
I bought my insurance for 6 months and paid $360, but looking at the forms he paid 132 Euro for the policy ($172). I imagine that it takes him 2 hours to exchange emails with me, collect my payment, and drive over to the agency and fill out the forms and stuff. $188 is a LOT of $$$ for 2 hours of work. While I in no way want to put down a paying advertiser on this site, especially one who delivered what was promised, I think there must be a less expensive way.
Improvement makes strait roads, but the crooked roads without Improvement, are roads of Genius - William Blake
[This message has been edited by CountPacMan (edited 21 April 2005).]
Yep, Arisa's offer links directly to the ADAC site. I couldnt discover anything except the standard insurance stuff (calculation sheet etc). No hint re non German or non EU persons.
I'll give it another try on Monday. Basically this should be possible, as lots of people from Turkey or where ever must be able to get their vehicles insured. But naturaly they have a permanent address here.
I bought insurance for my UK registered Transalp in Germany at an ADAC office. No problem.
It is frequently the case that the place you buy your insurance from is not *really* the insurer: it is done on the broker system.
So it is technically correct to say that the ADAC do not provide insurance *directly*, but, in practice, they do.
Two things: 1. You have to have your vehicle with you. They sometimes want to inspect the VIN and engine numbers.
2. I am pretty sure this is only offered to EU citizens. I am not sure about this, but I think so. I know that Knopft tours do, however, offer insurance to non-EU citizens.
I found the insurance very cheap, and there was no long series of questions like in UK about my age, occupation, eating habits etc. They were happpy to offer monthly coverage too, which is just great. Again, I have never found this flexibility in the UK, where a year is the obligatory term for all vehicle insurance.
You (and the ADAC people) must not confuse "normal" insurance for German registered vehicles and the "border" insurance ONLY available to foreign vehicles. As you say, Hans, Arisa's web site points straight to the ADAC and the ADAC has offered this type of insurance for a long time. It's just that some employees know how to find information and some don't. Try another office or try contacting the ADAC head office and ask for "Grenzverkehr".
Salut from Southern France, the bikers' paradise,
I've posted a green card question in another topic yesturday. But, I see that this discussion is deeply here. As far as I understood, it is possible to get a green card for non-EU countries from ADAC in Germany. I will pass through Croatia, Slovenia, Serbia and Montenegro and Macedonia which are non-EU contries.
1- I am a citizen of Turkish Republic and it is non-EU.
2- I have UK driving licance and UK registered bike
3- I have UK student visa and I'll have all the relevant visas for other countries.
According to this information is it possible to get a Green Card in Germany from ADAC for €22 or €25 for a month? If not, any reliable advices and web sites are wellcome!
Getting insurance at the borders are quite expensive compering to €22. A quota from Tony Carr who has ride to Turkey and back last month. He is also a HU member. See his posts on Travellers Seeking Travellers/UK To Cyprus
I changed my route from Romania to Serbia and the first thing I was asked for in Serbia was my Green Card, I didn't have it for Serbia so I had to pay 87 Euros for one months cover.
BTW, thanks for your help Peter for your reply in the other topic.
Thanks in advance to all of you.
[This message has been edited by ozhanu (edited 26 April 2005).]
Just a follow-up here: As I mentioned above, I purchased the insurance through Knopf, and I was very happy with their service. I emailed them on a Thursday, and the following Monday, the green card was waiting for me at my hotel in Zurich. So, these folks get a 10 out of 10 for quality of service.
It is correct that the Knopf insurance is through ARISA, and it is only valid in the EU countries. For the riding I will be doing this month, that meets my needs.
Although it might be possible to save a small amount by purchasing the insurance direct (meaning, not through Knopf), I think the value they add by doing all the paperwork, and doing it very quickly, fully justifies any markup they may add to the basic fee.
As far as insurance for 'out of Europe' bikes in the non-EU countries, the only folks I know who underwrite that is Motorcycle Express in the United States. I have dealt with them before, and they also have excellent service. But, their insurance is quite expensive - about 4 or 5 times more than through Knopf. However - I think they are the 'only game in town' for insurance coverage outside of the EC.
Fresh update about ADAC green card. I have a friend in Germany. I've asked her to call the ADAC for me. They told her that, to have a Green Card from ADAC-Germany, you must eihter a German citizen or you must have a German reg. plate.
However, I've found a insurance company who do insurance almost for all Europa (EU and non-EU) and Turkey and Israel. I don't know have you heard about it or not but the insurance company called Carol Nash and it is quite famous in UK. I think I'm gonna change my insurance company.
Im flying in to germany this Thursday, heading to Augsburg to pick up a bike I purchased on the German Ebay (a beautiful 84 R100RT)
Im going to register it in Germany for export, and attempt to get the insurance from ADAC direct. (I have both US and EU citizenship) I figure I'll try it myself first, if it doesnt work out i'll get help from Knopf.
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